Grandparents can purchase life insurance for the new grandchild as a way to save for college expenses. One of the benefits of buying a juvenile life insurance policy is that you can give your grandchild the ability to be insured as an adult. Most juvenile policies guarantee adult coverage as long as the premium is paid, regardless of your grandchild's health. Many of these build a cash value over time. Recent studies say that as late as two years out of college, more than half of college graduates still rely on their parents financially. So as many Baby Boomer parents help their children and...
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