How to Prepare One’s Family for a Hurricane

Hurricane preparation

Following President Barack Obama’s designation of National Hurricane Preparedness Week between May 23-29, the Federal Emergency Management Agency and the National Oceanic and Atmospheric Association teamed up to provide Americans with information regarding preparation and coordination.

Specialty Life Insurance Is Needed For Those With Risky Jobs

Specialty Life Insurance Is Needed For Those With Risky Jobs

If danger is part of your job, then you might want to buy insurance to decrease how risky your life is. We’re not talking about signing up for a basic insurance policy work provides, then skipping along to your hazardous occupation. We’re talking about contacting a high-risk specialist, and buying some individual life insurance and disability insurance to protect your family if you die before winning employee of the month.

How Does High Blood Pressure Affect Life Insurance Premiums?

blood pressure life insurance

High blood pressure is called the silent killer for a reason. One in three adults in the U.S. has it, many with no symptoms, no red flags, and unless they’ve seen a doctor lately, no idea their numbers are so high they are at risk for heart attack or stroke, according to Centers for Disease Prevention and Control.

Best Practices for Detecting Ovarian Cancer

Detecting ovarian cancer

A new study may provide an updated method of screening women for ovarian cancer using an existing test, Reuters reports. Researchers at the University of Texas MD Anderson Cancer Center demonstrated that developing a test that both measures a certain protein level associated with increased ovarian cancer cells as well as determining risk of the disease may help detect ovarian cancer in its earliest stages. Researchers examined a group of women over 50 and divided them into three risk groups. Using the new test, they were able to find early-stage cancer in 3,238 of the participants, increasing the chances of curing them.

How to Lower Your Insurance Premiums If You Have Diabetes

diabetes-and-insurance

Diabetes is a highly treatable, but potentially deadly, disease if left untreated or undiagnosed. According to the American Diabetes Association, both the death rate from heart disease and risk for stroke are two to four times higher for people with diabetes. It is the leading cause of kidney failure and new cases of blindness and is the reason for more than 60 percent of lower limb amputations.

Does Domestic Violence Qualify as a Pre-Existing Condition?

Domestic violence

Insurance companies have a number of preexisting medical conditions that increase risk. Whereas most preexisting medical conditions are illnesses that directly impact the mortality of an individual, several politicians and advocacy groups question whether some insurers have taken these clauses too far. In the past, some insurance companies believed that a victim of domestic violence […]

Secure Your Family’s Financial Future With Life Insurance

Secure Your Family's Financial Future With Life Insurance

Many individuals understand the importance of preparing for the future, as demonstrated in the number of Americans increasing their retirement savings. However, many fall short when it comes to preparing for a sudden illness or death.

Longevity Risk And How You Can Avoid It

Longevity Risk and How You Can Avoid it

Purchasing an annuity is one way to protect against longevity risk in your retirement.

This risk occurs when individuals approach the end of their savings long before the end of their life. Annuities and other risk-pooling options may help them accumulate nearly 50 percent more than they would on their own, according to the American Academy of Actuaries.