What Does a COBRA Policy Cover?

What Does a COBRA Policy Cover?

In addition to being a shortened Portuguese term for a venomous, hooded snake, COBRA is an acronym with which Americans are becoming increasingly familiar.

According to the U.S. Department of Labor, the Consolidated Omnibus Budget Reconciliation Act became enacted in 1986, and “gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events.”

Link Between Diabetes and Depression

Link Between Diabetes and Depression

A new study published in the Archives of Internal Medicine has found an intrinsic link between depression and Type 2 diabetes, according to CNN Health.

How Will I Know When To Retire?

Retirement age

Almost half of Baby surveyed in Gallup say that they don’t expect to retire until they are 66 or older, including one in every 10 who predict they will never retire. For those that have what they need financially, 66 is their expected year while many feel that 73 will be a more opportune time for retirement.

Insurance for Women Over 50

Fixed Annuities Can Be a Top Security Asset for Women

Middle-aged people don’t necessarily want to think about who is going to take care of them when they can no longer take care of themselves. However, insurance experts advise that age 50 is the best time to start thinking about weighing your options when it comes to long-term care.

How Often Do Burning Candles Cause Fatal Fires?

Candles cause fires

Although candles are a big part of holiday decorations and traditions, they also create an increased risk of house fires if they are not properly monitored.The San Diego Fire-Rescue Department is urging people to be careful so December festivities do not turn into disaster.

Prevent Food Poisoning

Prevent food poisoning

Foodborne illnesses affect one in six Americans each year, causing 3,000 deaths and 128,000 hospitalizations, according to updated statistics released by the Centers for Disease Control and Prevention.

Health Outlook for Women is Poor

Health Outlook for Women is Poor

According to the US Department of Health and Human Services, they have comprised published statistics concerning health issues and the importance of preventive services. In 2010, there were 1,219,545 deaths of women aged 18 and older in the United States. Of these deaths, nearly half were attributable to heart disease and cancer, which were responsible for 23.8 and 22.4 percent of deaths

“Little White Lies” Can Impact Auto Insurance Premiums

"Little White Lies" Can Impact Auto Insurance Premiums

Unreported life changes and little white lies have a big financial impact in the auto insurance industry – and in the end the everyday consumer.

Rate evasion, the term used to describe the inaccuracies on auto insurance policies – whether intentional or accidental – that result in lower than they should be premiums for the policyholder costs the insurance industry $16 billion a year, according to Bob U’Ren, senior vice president of San Francisco-based Quality Planning.

“They have an impact certainly,” U’Ren said.

How to Drive Safely During Winter Weather

Winter road safety

Winter storms provide some of the most dangerous road conditions for motorists, which is why MSNBC has released a report of safety driving tips for people. Staying hydrated by consuming water and having sufficient food intake may make the difference between getting out of a risky predicament or not, says the report. People may not realize […]