Does a Stay-At-Home Caregiver Need Life Insurance?

Does a Stay-At-Home Caregiver Need Life Insurance?

When you are thinking of life insurance to secure the financial well-being of your family, don’t forget the economical value to a stay-at-home caregiver. His or her financial impact would be felt the same way as losing the family breadwinner, working outside the home. Many discussions about the fiscal equivalence of a stay-at-home caregiver easily reaches into the six-figure range. Google is full of stories about the undocumented salary a stay-at-home caregiver generates over the…

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Life Insurance Plays a Role in the Business World

Life Insurance Plays a Role in the Business World

Life insurance plays a role in the business world which you may not have recognized before. Various life insurance products are utilized by companies. In McGill’s Life Insurance agents, and other insurance specialists, learn the versatility of life insurance as a tool for securitizing revenue not only for private families but also for the corporate family. These important purposes include: -Key person indemnification -Credit enhancement -Business continuation -Employee benefit plan Key Person Indemnification Key person…

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What Is An Irrevocable Life Insurance Trust?

What Is An Irrevocable Life Insurance Trust?

Historically, one of the main reasons to set up an irrevocable trust has been to avoid or minimize any potential estate tax, but now there are other planning purposes for these trusts. An advantage of life insurance trust is that it removes the life insurance from the estate of the insured. You should carefully consider who the trustee is and discuss the ramifications with your attorney.

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Offering the Lowest Life Insurance Rates Since 1984

lowest life insurance rates

For 36 years, LifeQuotes.com has been offering the lowest life insurance rates in an online or over the phone quoting process. Our quote engine is one of a kind and will take the information you give us regarding your health, family health history and lifestyle and filter your data to offer you the top plans best-suited to your unique needs. Visit LifeQuotes.com today and see how to secure your family’s financial well-being. Our simple phone…

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Should You Ever Update Your Life Insurance Coverage?

Should You Ever Update Your Life Insurance Coverage?

Should you ever update your life insurance coverage? Policyholders should take a number of factors into consideration before making any changes. As your family grows and changes, your life insurance coverage amount may need to changes with it. For example, you may not need as much coverage after your children are grown, as when they were young. Financially, you don’t have as many dependents and a lower amount of insurance can suffice. Policyholders should also…

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