If you want to make ensure that your estate is to your heirs instead of to the IRS, consider purchasing a guaranteed universal life survivor (GULS) plan. GULS is a special type of insurance, sometimes called “second-to-die life insurance” designed to provide funds after the second insured dies.
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Technically, if something happened, the insurance company has to pay the death benefit during that 30 day period.
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Proper diet and exercise are essential for leading a long and healthy life – but other factors, such as good respiratory health, can also play a significant role in one’s well-being.
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When you choose a life insurance policy you might want to consider additional coverage through a rider or waiver. Riders and waivers are a good way to streamline or enhance the benefits of a basic life insurance policy.
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Overweight does not mean that you will develop diabetes or even eating too much sugar will cause it alone.
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So as many Baby Boomer parents help their children and save for their own retirement, grandparents are saving and planning for their grandchildren’s college education with life insurance
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Fundamentals of life insurance What’s covered and not covered on the modern life insurance policy? Modern life insurance policies generally cover death by any cause, at any time, in any place, except death by suicide within the first two years of a policy (one year in some states). An exception to this is a single-peril policy such as an accidental death policy that pays when the death was caused by a covered accident. Accident-only life…
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A life insurance policy is a financial asset, which needs to be reviewed on a regular basis to ensure you are getting the value you expect, in exchange for the premium dollars you pay to the life insurance company. Your policy could be affected by a change in personal preference, the issuing company’s financial condition or increased competition in the insurance industry. In some instances, replacing your pre-existing policy with another one may be more beneficial for you, but it is a very big decision to make.
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Term-life doesn’t offer the investment features of other types of life insurance, but under a return-of-premium (ROP) policy you’re able to invest in something unique.
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Consumers travel through purchasing funnel, also called a marketing funnel, when researching on and deciding to buy a product, such as life insurance. Who to buy from and what type of life insurance policy to buy are what agencies hope to answer in a marketing quest to make you a customer.
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Selling one’s life insurance policy for a life settlement is a good
Technically, if something happened, the insurance company has to pay
