Using Life Insurance to Pay for Tuition
Life insurance proceeds can help provide the cash needed to fund educational goals says Edward E. Graves, author of “McGill’s Life Insurance.”
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This is a thorough collection of informative Life Insurance articles.
Death Benefits Can Be Paid Within Days
If the life insurance policy is still contestable in force less than 2 years, there could be a delay in settling claims.
Read MoreHow Life Insurance Companies View Drug and Alcohol Addiction
During the underwriting process, life insurance companies will evaluate an applicant’s drug and alcohol history to determine their risk to the company.
Read MoreOffering the Lowest Life Insurance Rates Since 1984
For 36 years, LifeQuotes.com has been offering the lowest life insurance rates in an online or over the phone quoting process. Our quote engine is one of a kind and will take the information you give us regarding your health, family health history and lifestyle and filter your data to offer you the top plans best-suited to your unique needs. Visit LifeQuotes.com today and see how to secure your family’s financial well-being. Our simple phone…
Read MoreSecondhand Smoke Exposure Can Affect Life Insurance Rates
As a culture, Americans have been taught that there is one way to avoid the detrimental health effects of cigarette smoking: don’t smoke. However, a new study has found that more children are being exposed to tobacco smoke even if they aren’t lighting up themselves.
Read MoreShould You Ever Update Your Life Insurance Coverage?
Should you ever update your life insurance coverage? Policyholders should take a number of factors into consideration before making any changes. As your family grows and changes, your life insurance coverage amount may need to changes with it. For example, you may not need as much coverage after your children are grown, as when they were young. Financially, you don’t have as many dependents and a lower amount of insurance can suffice. Policyholders should also…
Read MoreYour Mortality Rate Determines Your Premium Amount for Life Insurance
No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.
Read MoreAmericans Over 50 Encouraged to Get Shingles Vaccine
Americans over 50 are encouraged to get the shingles vaccine, per the Centers for Disease Control and Prevention (CDC). Getting vaccinated against shingles is the only way, per the CDC, to not contract it. Shingles Virus Lies Dormant in You After Chicken Pox Shingles is caused by the same virus as chicken pox, varicella zoster virus, and can lead to painful rashes which in extreme cases can cause lasting nerve damage. The first sign of…
Read MoreHow to Use Life Insurance as an Emergency Cash Fund
Edward Graves, author of “McGill’s Life Insurance” recommends using your life insurance policy as an immediate source of cash to help replace damaged property and address unplanned emergencies.
While some families might have the funds necessary to cover everything, the immediate cash from a life insurance policy can be a lifesaver for others.
Read MoreImprove Your Life Insurance Physical Exam Results
The exam tests your urine and blood so overdoing on any food or drink can cause erratic results. In some cases, electro cardiagrams are given. Not all life insurance policies require and exam. However, if your does, how can you improve your results by doing the following:
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