Insurance companies are not about to rush into a contract without doing plenty of research; for that reason, an insurance applicant is asked to provide extensive details about their health history, habits, environment, and insurance status before a new policy is even considered.Read More
Obesity among America’s youth is a growing epidemic with long-term ramifications for both the health and financial futures of those affected.
An estimated 17 percent of children and adolescents ages 2 to 19 are considered obese, according to the 2007-2008 National Health and Nutrition Examination Survey compiled by the Centers for Disease Control and Prevention, the last year for which statistics are available. That is about triple the rate from just one generation ago.Read More
If you’re a person who values confidentiality, life insurance can be a good way to pass along funds away from outside scrutiny or even other beneficiaries.
Life insurance can be easily modified so it isn’t considered a part of a policyholder’s estate, according to Edward E. Graves, author of “McGill’s Life Insurance.” This makes it immune from public disclosure. In other words, any information about the policy owner, their beneficiaries, or the amount of death benefit in the policy cannot be made public.Read More
Though the most popular purchase is candy on Valentines Day, many may decide to splurge with jewelry.Read More
Healthcare researchers are increasingly finding that the medical problems that can saddle people with high life insurance costs and other problems often begin in childhood.
This is particularly the case with obesity, where about one-third of the U.S. public now struggles with weight – a problem that has also become more pronounced in school systems across the country.Read More
The American Heart Association has released a report on the short-term effects of alcohol and states that drinking increases one’s risk for stroke.
The third-leading cause of death in America is strokes, although the National Stroke Association points out that the majority of these can be prevented with healthy lifestyle adjustments.
The workshops fulfill employees’ interest in financial education and planning help in the workplace, and address a variety of topics such as Investing 101, planning for college, and estate and retirement planning.Read More
An individual’s life insurance rates can be affected by health conditions like diabetes and obesity – and in some cases, even people who exercise regularly and eat right can set themselves up for dangerous medical problems if they aren’t careful.
Healthcare professionals have long advised people to watch what they eat and to engage in physical activity regularly. By avoiding chronic health conditions, insurers will be more inclined to offer favorable rates, and the chance of hospitalization for a major illness becomes lower.Read More
Long touted as a safer alternative to gastric bypass surgery, gastric banding has quickly become a popular cure for obesity problems among teenagers. But some are asking questions about the efficacy and safety of the procedure, according to a Reuters report.Read More
Coverage for the wedding can provide a wide range of protection. Problems with vendors not following through such as photographers not showing up or unexpected cancellations due to a unanticipated military deployment.Read More