How does tobacco use affect life insurance rates?

How does tobacco use affect life insurance rates?

No matter whether you smoke it, chew it, get it from a patch or take a drag from an electronic device or hookah pipe, tobacco use can be costly to your health and your pocketbook.

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How do I pick coverage before selecting an insurance policy?

How do I pick coverage before selecting an insurance policy?

People who are in the market for life insurance often find themselves wondering what level of financial protection they should secure for their families. However, even those who have existing policies may find that their life insurance needs change over time

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How Weight Affects Life Insurance Rates

How Weight Affects Life Insurance Rates

First the good news: if you’ve picked up a little weight over the winter, chances are your life insurance won’t be too badly affected. Any more than that, then you’ll have to cut the fat, or your insurers will charge you for it.

The bad news is, as a nation, we’re getting fatter. This is a huge problem for the life insurance companies, because obesity leads to a host of other serious health problems.

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Use whole life insurance to pay unexpected expenses

Use whole life insurance to pay unexpected expenses

The economy is in rough shape and showing few signs of recovery. Add to that a retirement landscape experiencing dramatic shifts, rising healthcare costs and inflation, and you have a picture of retirement that few Baby Boomers would be tempted to call rosy.

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Precautionary steps to prevent stroke

Precautionary steps to prevent stroke

Researchers are continuing to report significant progress in their efforts to reduce the nation’s rate of stroke deaths, but they still have a long way to go.

According to the American Heart Association, more than 137,000 people died of stroke in 2006. There are also said to be about 6.4 million Americans who have survived a stroke.

While stroke is still the nation’s third-leading killer, the AHA also noted that the death rate from strokes fell 33.5 percent between 1995 and 2005, while the number of actual stroke deaths fell by 18.4 percent.

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How dangerous are light cigarettes?

How dangerous are light cigarettes?

According to a survey sponsored by GlaxoSmithKline Consumer HealthCare, smokers believe that “light” and “mild” cigarettes aren’t as detrimental to their health as regular cigarettes and make it easier to quit smoking.

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Can I get insurance if I have lung cancer?

Can I get insurance if I have lung cancer?

Lung disease encompasses a wide range of afflictions—from the very treatable pneumonia to the controllable but not curable emphysema to lung cancer, whose victims have a five-year survival rate of just 6 to 15 percent.

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