As the warm weather begins, so does the increase in pedestrian traffic. Bicycling has really gained popularity as a mode of transportation and has health benefits as well. City dwellers find that a bike is a lot more economical than gas prices and helps keep weight manageable. Bikes are back on the streets, even for those dressed in business clothes to commute back and forth from home to work.
Bikes are covered under renters and homeowners insurance. Insurance will reimburse you if stolen or damaged in a disaster. If your bike is expensive, you may want to add additional coverage. Personal property can cover the actual cash value of the bike or replacement coverage that reimburses you for what it would cost to replace the exact kind. You should also have liability protection in case you are involved in a bicycle accident.
Cyber Drive Illinois offers tips for bicycle safety in general and specific for Illinois. Checking with your state is the first step to understanding the rules of the road for bikes.
· Make sure your bicycle has the right equipment (see site for details)
· Obey all traffic laws and signals
· When riding on sidewalks, obey pedestrian rules
· Understand pavement markings
· Use appropriate arm signals
· Know the colors of signs and their meaning
Always ride as close to the edge of the road as possible and always be aware of any kind of distraction, including your cell phone.