Engagement with a dangerous vocation has made it difficult for commercial fisherman to find affordable health care insurance. Many could not afford insurance and many were disqualified. The only alternative for some was being covered from another job or their spouse’s group insurance.
Many have problems with that since some group plans do not always cover work-related injuries. For the fishing industry, it has become a never ending cycle of limitations.
However, the Affordable Care Act health plans should now make doctors visits, hospitalization and prescription drugs affordable.
Fishing Partnership Support Services offers information to support commercial fisherman and their families to navigate the insurance system since income can be unpredicatable and fluctuate widely. If you don’t have health insurance or lost coverage, contact them for assistance.
In Massachusetts, for example, most will qualify for financial assistance and navigators will help you understand coverage costs and provide networks. In Maine, you will learn more about the Affordable Care Acts and state health insurance choices.
Fishing Partnership Support Services also offers guidance to improve the health and safety of fisherman and families. Event are always offered such as CPR certification and ergonomics training. Even family services are available in the way of estate planning, household budgets, drug addiction and stress management.
Contact one of their service navigators to investigate the challenges you may face and how you can get the services and health coverage you need.