No Medical Exam and Instant Decision Underwriting Available to Seniors
These policies give you a free look period for a full 30 days to examine and accept.
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How to Use Life Insurance as an Emergency Cash Fund
Edward Graves, author of “McGill’s Life Insurance” recommends using your life insurance policy as an immediate source of cash to help replace damaged property and address unplanned emergencies.
While some families might have the funds necessary to cover everything, the immediate cash from a life insurance policy can be a lifesaver for others.
Read MoreWhat is Accidental Death Insurance?
Recently, the CDC announced that accident was now the #1 leading cause of death for Americans age 1-44.
Read MoreWhy Purchase Permanent Life Insurance?
A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a savings element that will grow on a tax-deferred basis and may become substantial over time. Because of the savings element, premiums are generally higher for permanent than for term insurance. However, the premium in a permanent policy remains the same, while term can go up…
Read MoreHow to Save Money on Life Insurance
Buying the wrong benefits for a low premium does not add up to savings There are ways to save money when buying life insurance, but they don’t always entail paying a lower premium immediately. As your top priority, look for a policy that meets your needs. Buying the wrong benefits for a low premium is a waste, not a saving. Beyond that, here are some ways to maximize your life insurance dollars. Before you buy…
Read MoreWhen To Sell Insurance Through Viatical or Life Settlement
What are some tips to consider prior to selling a life insurance policy through a viatical or life settlement?
Read MoreThe Best Life Insurance Quote – And How To Recognize It
LifeQuotes.com offers you the best life insurance quote available and we share with you how to recognize it for yourself. Rates Aren’t the Whole Story In Finding the Best Life Insurance Quote – And How To Recognize It When You Do The bottom line when it comes to insurance is not simply the rate. Rates from most insurers are incredibly competitive when all of the factors are included. After all, what good is a low…
Read MoreWhen a Life Insurer Is Contesting Your Life Insurance Claim
After the period has expired, the life insurance company must pay a suicide claim. Prior to all of this, underwriters try to carefully determine if there are risks during the application process through the applicants medical history.
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