What do I need to know about investing in ROP life insurance?

What do I need to know about investing in ROP life insurance?

Term-life doesn’t offer the investment features of other types of life insurance, but under a return-of-premium (ROP) policy you’re able to invest in something unique.

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Life insurance policies better investment than gold

Life insurance policies better investment than gold

Gold is one of those commodities that some investors stockpile because it is a more solid investment during times of economic strife, but cash value life insurance may be a more effective alternative.

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Principle-based reserving impacts insurance policy

Principle-based reserving impacts insurance policy

A task force created by the National Association of Insurance Commissioners appointed a new subgroup to study the impact principles-based reserving would have on the life insurance industry.

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Best practices for detecting ovarian cancer

Best practices for detecting ovarian cancer

A new study may provide an updated method of screening women for ovarian cancer using an existing test, Reuters reports. Researchers at the University of Texas MD Anderson Cancer Center demonstrated that developing a test that both measures a certain protein level associated with increased ovarian cancer cells as well as determining risk of the disease may help detect ovarian cancer in its earliest stages. Researchers examined a group of women over 50 and divided them into three risk groups. Using the new test, they were able to find early-stage cancer in 3,238 of the participants, increasing the chances of curing them.

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New vaccine could help prostate cancer patients

New vaccine could help prostate cancer patients

The Federal Drug Administration approved Provenge, the first prostate cancer treatment vaccine of its kind.

The vaccine does not prevent nor cure prostate cancer, but helps men with advanced prostate cancer live four months longer, reports the newspaper. More than 32 percent of men given Provenge were alive after 3 years of beginning the treatment, as opposed to 23 percent who were given the placebo, Kantoff told the newspaper. According to the American Cancer Society, 192,000 men were diagnosed with prostate cancer in 2009 and 27,000 did not survive.

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DOL honors Workers Memorial Day

DOL honors Workers Memorial Day

Thousands of Americans are killed every year due to workplace deaths.

In recognition of Workers Memorial Day, Department of Labor Secretary Hilda Solis recently called on the nation to honor the loss of those who have been fatally injured on the job. She pointed to the recent explosion at the Upper Big Branch Mine in West Virginia, which took the lives of 29 miners, as well as fires and explosions in Louisiana and Washington state.

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Why whole life premiums are higher than temporary

Why whole life premiums are higher than temporary

Whole-life insurance premiums are significantly more expensive than their temporary counterparts – with good reason.

Depending on your financial obligations, whole-life coverage may be the better approach to take, according to a recent report by the Boston Globe. The policies not only last longer, but they also offer investment opportunities allowing them to build cash savings over time.

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