GOP Health Bill A Mixed Bag – Good News and Bad – For Millennial Generation

GOP Health Bill A Mixed Bag – Good News and Bad – For Millennial Generation

Darlin Kpangbah receives free health insurance through Medicaid and is grateful for the coverage in case of accidents, such as when she tore a ligament in her leg a few years ago. “I feel like I’m injury-prone,” said Kpangbah, 20, who lives in Sacramento, Calif. Without insurance, she said, the injury “would’ve been huge to pay for.” Young adults like Kpangbah were among the biggest beneficiaries of Obamacare, which helped reduce the rates of uninsured…

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After Hospital Checkout Older Patients Resist Home Help – And Danger Follows

After Hospital Checkout Older Patients Resist Home Help – And Danger Follows

The 84-year-old man who had suffered a mini-stroke was insistent as he spoke to a social worker about being discharged from the hospital: He didn’t want anyone coming into his home, and he didn’t think he needed any help. So the social worker canceled an order for home health care services. And the patient went back to his apartment without plans for follow-up care in place. When his daughter, Lisa Winstel, found out what had…

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Single-Payer Health Care Won’t Come Cheap in California and Adds Payroll Taxes

Single-Payer Health Care Won’t Come Cheap in California and Adds Payroll Taxes

One of the chief obstacles to the legislation, Senate Bill 562, is the prospect of higher taxes. It also has exposed deep divisions among Democrats over whether now is the time to pursue single-payer — just as the Affordable Care Act comes under attack from Republicans in Washington.

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Families On Edge As Health Insurance Options Tighten

Families On Edge As Health Insurance Options Tighten

Andy and Serena Ryan get their health coverage through the state’s Affordable Care Act insurance exchange and are increasingly anxious about it. Serena Ryan, 31, who left her part-time job as a nurse in 2016 to care for and home-school the couple’s two children, ages 5 and 3, calls the coverage a “blessing.” Andy Ryan, 33, is a self-employed marketing consultant. “The health insurance has allowed us to live the way we want, to be…

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How Autism Spectrum Disorders Affect Life Insurance

How Autism Spectrum Disorders Affect Life Insurance

Every day, millions of Americans living with autism and their families face difficult challenges that many of us will never fully understand. Even when applying for life insurance later in life, the severity of autism spectrum disorders can affect acceptance and premiums. The Centers for Disease Control and Prevention recently reported that 1 in 68 children in the United States has been identified with ASD. It is clear that autism affects the lives of millions…

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What Will Happen If ACA Health Insurance Marketplaces Crash

What Will Happen If ACA Health Insurance Marketplaces Crash

In his high-stakes strategy to overhaul the federal health law, President Donald Trump is threatening to upend the individual health insurance market with several key policies. But if the ACA marketplace actually breaks, could anyone put it back together again? The question is more than theoretical. The Trump administration has already acted to depress enrollment in Affordable Care Act plans, has instructed the IRS to back off enforcement of the requirement that most people have…

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Can Lower Cholesterol Lower Insurance Premiums

Can Lower Cholesterol Lower Insurance Premiums

Young people may be setting themselves up for long-term medical problems and higher health and life insurance premiums that can come with them. According to a recent report from the Centers for Disease Control and Prevention, less than half of young adults get cholesterol screenings. However, up to 26 percent of that population is thought to have elevated bad cholesterol levels. This isn’t just a health concern: lower cholesterol can result in lower insurance premiums….

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How Safe Is Patient Data? Molina Healthcare Suffers Security Breach

How Safe Is Patient Data? Molina Healthcare Suffers Security Breach

Molina Healthcare, a major insurer in Medicaid and state exchanges across the country, has shut down its online patient portal as it investigates a potential data breach that may have exposed sensitive medical information. The company said Friday that it closed the online portal for medical claims and other customer information while it examined a “security vulnerability.” It’s not clear how many patient records might have been exposed and for how long. The company has…

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Blindness, Glaucoma and Life Insurance Underwriters

Blindness, Glaucoma and Life Insurance Underwriters

Glaucoma affects over 60 million people worldwide and is one of the leading causes of blindness, so how do insurance underwriters evaluate the conditions and premium considerations when they make their decisions? Here are the facts from the National Eye Institute: · Glaucoma tends to run in families · A person can have glaucoma and not know it · People over age 60 are more likely to get glaucoma · People with glaucoma usually do…

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Latest Version of Health Bill May Impact Coverage in Job-Based Insurance

Latest Version of Health Bill May Impact Coverage in Job-Based Insurance

This week, I answer questions about how the Republican proposal to overhaul the health law could affect job based insurance and what the penalties for not having continuous coverage mean. Perhaps anticipating a spell of uninsurance, another reader wondered if people can rely on the emergency department for routine care. Q: Will employer-based health care be affected by the new Republican plan? A: The American Health Care Act that recently passed the House would fundamentally change the individual insurance…

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