Assessing Your Need for Disability Insurance

Need for Disability Insurance

In order to insure something, you first must realize that it has a lot of value and needs to be insured. Perhaps that explains why so many Americans lack disability insurance. A recent survey found that Americans greatly underestimate their earnings potential.

4 ERISA Requirements of Group Life Insurance

4 ERISA Requirements of Group Life Insurance

The Employee Retirement Income Security Act (ERISA) requires that any employee benefit plan (including group life insurance) meet certain requirements. Among these requirements are: The plan must be established and maintained in writing The plan documents must provide for one or more named fiduciaries who administer the plan  The plan document must provide a procedure […]