Disability Insurance

What are the Differences Between Short and Long Term Disability Insurance

Posted on September 13, 2019January 14, 2020 by Debbie Klimas

Consumer Insurance Guide – Consumer Insurance Guide What are the Differences Between Short and Long Term Disability Insurance? If you’re looking for insurance to protect your income, the first decision you have to make is what type of insurance you need Disability insurance is a type of policy that provides an income in the event you become sick or injured and cannot work. The decision on whether you buy short-term disability insurance or long-term disability…

Life Insurance Advice for Multiple Sclerosis (MS) Patients

Posted on July 19, 2019February 1, 2021 by Bob Bland

Multiple sclerosis does not have to warrant a unwanted decline for life insurance.

Why Is Disability Insurance Important?

Posted on May 5, 2019February 1, 2021 by Emily Miller

Many unexpected life events can render consumers incapable of earning the income needed in order to provide for their family.

Purchasing life insurance coverage can protect against the financial consequences of a death, while disability insurance may help your income endure short- or long-term injuries. A recent report by research organization LIMRA indicated that many consumers are not taking precautions against the latter.

After Hospital Checkout Older Patients Resist Home Help – And Danger Follows

Posted on June 22, 2017January 23, 2020 by Todd Halterman

The 84-year-old man who had suffered a mini-stroke was insistent as he spoke to a social worker about being discharged from the hospital: He didn’t want anyone coming into his home, and he didn’t think he needed any help. So the social worker canceled an order for home health care services. And the patient went back to his apartment without plans for follow-up care in place. When his daughter, Lisa Winstel, found out what had…

What 2017 Holds For Health Insurance Plans

Posted on March 6, 2017December 4, 2019 by Todd Halterman

GOP and President Trump Meet With Health Insurance CEOs On Obamacare Repeal, Health Insurance Plans During a meeting last week with top health insurance CEOs at the White House, President Donald Trump was intent on winning their support for a Republican health insurance plan replacement for Obamacare (ACA). As part of the meeting, Trump had a dire prediction to offer them. On hand for the meeting were the top executives from Aetna, Cigna, Humana, UnitedHealth, Blue Cross…

The 11 Goofiest Insurance Fraud Schemes of All Time

Posted on March 1, 2017February 1, 2021 by Karla Sullivan

It’s no secret that many insurance fraud schemes involve murder, illicit activities, and mountains of debt. And of course, many involve idiots. Yes, people have been known to attempt the dumbest feats to get a quick payout, oftentimes getting caught in the process and facing probation, hefty fines, and time in the slammer.

Increase Disability Insurance With Income Increases

Posted on June 26, 2015February 20, 2020 by Emily Miller

Edward E. Graves, author of “McGill’s Life Insurance” says there are three methods a non-disabled person can employ to make sure their benefits are enough to support their income prior to a disability.

Chronic Disease More Likely for Less Active Adults With Disabilities

Posted on June 19, 2015February 24, 2020 by Karla Sullivan

Nearly half (47 percent) of adults with disabilities who are able to do aerobic physical activity do not get any. An additional 22 percent are not active enough. Yet only about 44 percent of adults with disabilities who saw a doctor in the past year got a recommendation for physical activity.