All About Your A1C
What has your blood sugar been up to lately? Get an A1C test to find out your average levels—important to know if you’re at risk for prediabetes or type 2 diabetes, or if you’re managing diabetes. The A1C test—also known as the hemoglobin A1C or HbA1c test—is a simple blood test that measures your average […]
10 Surprising Things That Can Spike Your Blood Sugar
When you first found out you had diabetes, you tested your blood sugar often. Doing so helped you understand how food, activity, stress, and illness could affect your blood sugar levels. By now, you’ve got it figured out for the most part. But then—bam! Something makes your blood sugar zoom up. You try to adjust it with food […]
Glossary of Life Insurance Terms
ABSOLUTE ASSIGNMENT: A transfer of a policy through which the policyowner shifts full and absolute control and all policy rights to the assignee. See also: assignment; collateral assignment. ABSOLUTE OWNERSHIP: All legal rights and control of the incidents of ownership (e.g., selection of beneficiaries, settlement options, etc.) in a policy, without limitation, qualification, or restriction, […]
Life Insurance Shopping Tips for People With Diabetes
Even though diabetes rates are on the rise in America, people diagnosed with this disease can still qualify for life insurance with some lifestyle adjustments.
How Long Will You Live?
The American Council of Life Insurers defines life insurance companies grouping individuals into pools in order to share the financial risks presented by dying prematurely, needling long term care or becoming disabled.
A Life Insurance Year in Review
Review life and disability insurance coverage. If one spouse is not working, he or she might be depend on the others income.
How Does a Life Insurance Premium Waiver Work?
Generally, companies will start to waive the premiums for a policy when proof indicates that the insured’s disability has gone on for at least 6 months in a row.
Will the Accidental Death Benefit Pay?
If an insured is in an auto mobile accident but dies from a heart attack, the accidental death will only be payable if the accident can be proven to have triggered the heart attack
What Is a Life Insurance Clean-up Fund?
Without life insurance or a substantial savings, a clean up fund is impossible to justify. And this is just one category of the life insurance economics.
What are Life Insurance Dividends?
According to McGill’s Life Insurance, many insurance companies offer a fifth dividend option which applies the dividend to purchase one-year term insurance in varying amounts equal to the policy cash value, the face amount of the policy or the total premium.