All About Your A1C

All About Your A1C

What has your blood sugar been up to lately? Get an A1C test to find out your average levels—important to know if you’re at risk for prediabetes or type 2 diabetes, or if you’re managing diabetes. The A1C test—also known as the hemoglobin A1C or HbA1c test—is a simple blood test that measures your average […]

10 Surprising Things That Can Spike Your Blood Sugar

10 Surprising Things That Can Spike Your Blood Sugar

When you first found out you had diabetes, you tested your blood sugar often. Doing so helped you understand how food, activity, stress, and illness could affect your blood sugar levels. By now, you’ve got it figured out for the most part. But then—bam! Something makes your blood sugar zoom up. You try to adjust it with food […]

Glossary of Life Insurance Terms

Policy Glossary of Terms

ABSOLUTE ASSIGNMENT: A transfer of a policy through which the policyowner shifts full and absolute control and all policy rights to the assignee. See also: assignment; collateral assignment.   ABSOLUTE OWNERSHIP: All legal rights and control of the incidents of ownership (e.g., selection of beneficiaries, settlement options, etc.) in a policy, without limitation, qualification, or restriction, […]

How Long Will You Live?

how long will you live insurance

The American Council of Life Insurers defines life insurance companies grouping individuals into pools in order to share the financial risks presented by dying prematurely, needling long term care or becoming disabled.

A Life Insurance Year in Review

A Life Insurance Year in Review

Review life and disability insurance coverage. If one spouse is not working, he or she might be depend on the others income.

Will the Accidental Death Benefit Pay?

Will the Accidental Death Benefit Pay?

If an insured is in an auto mobile accident but dies from a heart attack, the accidental death will only be payable if the accident can be proven to have triggered the heart attack

What are Life Insurance Dividends?

What Is the Risk Associated With Premium Financing?

According to McGill’s Life Insurance, many insurance companies offer a fifth dividend option which applies the dividend to purchase one-year term insurance in varying amounts equal to the policy cash value, the face amount of the policy or the total premium.