No Ginkgo Biloba – But These Preventive Measures Could Slow Down Dementia

No Ginkgo Biloba – But These Preventive Measures Could Slow Down Dementia

In a landmark report, scientists have endorsed three strategies for preventing dementia and cognitive decline associated with normal aging — being physically active, engaging in cognitive training and controlling high blood pressure. This is the first time experts convened by the National Academies of Sciences, Engineering and Medicine have deemed scientific evidence strong enough to suggest that preventing dementia and age-related cognitive decline might be possible. Seven years ago, in a separate report issued by…

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When You Provide Home Healthcare, But Can’t Afford It Yourself

When You Provide Home Healthcare, But Can’t Afford It Yourself

Eds note: As healthcare policy comes under scrutiny from voters and legislators, it’s becoming clear that the system is broken – and that the process of repairing it won’t be a simple one. This feature focuses on what it’s like to work in the trenches of the home healthcare system. For more than two decades, Celeste Thompson, 57, a home care worker in Missoula, Mont., had not had regular contact with a doctor — no…

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How To Contact Your Life Insurance Department In Every State

How To Contact Your Life Insurance Department In Every State

How To Contact Your Life Insurance Department In Every State As insurance regulations are handled on a state-by-state basis in this country, finding the right people to talk to about rules and legislation can prove to be a daunting task. That’s why we’ve provided you with this easy to use list of links to all the regulatory offices for consumer insurance information across America. If you have questions like: – What is insurance regulation? –…

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You Snooze You Lose When It Comes to Life Insurance Options

You Snooze You Lose When It Comes to Life Insurance Options

A potent cocktail of factors are at work which should make you jumpy about your life insurance, but only if you don’t take the time to keep up with the latest developments. Recent changes and new legislation, fast emerging technological methods, the usual economic uncertainties and a rapidly changing marketplace are steering the life insurance industry into uncharted waters. As a result, the landscape for consumers is changing as well. Brian Greenberg, the founder and President…

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Everything You Need to Know About Long Term Care Insurance

Everything You Need to Know About Long Term Care Insurance

What Do I Need to Know About Long-Term Care Insurance? As the median age of the population in the U.S. climbs to an all–time high, it’s now the case that people over the age of 65 have outstripped the number of teenagers in the nation. And to further complicate the situation, people now in their 50s and 60s can expect to live longer than ever before. Life expectancy continues to rise, and as a result,…

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Straight Answers to 7 Tough Insurance Questions

We Give You Answers to Your 7 Toughest Insurance Questions We give you straight answers to your toughest, and some of the most common, questions about life and health insurance. How does high blood pressure impact life insurance underwriting decisions? In the vast majority of cases, having high blood pressure doesn’t mean you’re out of luck for life insurance. The premiums may be higher than if you had a normal blood pressure number, and in…

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How You Can Understand Obamacare

How You Can Understand Obamacare

If you’re like many Americans, the prospect of dealing with the intricacies of the Affordable Care Act, otherwise known as Obamacare, is a horror. It’s a complex health insurance plan which a survey of more than 12,000 people found 60 percent of the people just plain don’t understand. We’re here to help you understand Obamacare. Of the people surveyed by Health Affairs, more than half of those who would sign up for Obamacare don’t completely…

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Are Baby Boomers Ready for Retirement?

Are Baby Boomers Ready for Retirement?

More than one-third of Americans ages 45 to 70 fear they will run out of money during retirement, while almost half have no plans to protect themselves should they outlive their financial resources, according to a survey conducted by the Society of Actuaries.

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Shift From Death Benefits Towards Living Benefits

Shift From Death Benefits Towards Living Benefits

Due to industry trends and an aging population, the life insurance industry has changed its way of selling and marketing insurance to consumers whose needs have changed.

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Insurance for Women Over 50

Insurance for Women Over 50

Middle-aged people don’t necessarily want to think about who is going to take care of them when they can no longer take care of themselves. However, insurance experts advise that age 50 is the best time to start thinking about weighing your options when it comes to long-term care.

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