A 30-Minute Exercising Routine Can Cut Heart Failure Risk By 50%

A 30-Minute Exercising Routine Can Cut Heart Failure Risk By 50%

A recent study reported in the American Heart Association journal Circulation: Heart Failure, researchers say more than an hour of moderate or half an hour of vigorous exercise per day may lower your risk of heart failure by 46 percent. Heart failure is a common, disabling disease that accounts for about 2 percent of total healthcare costs in industrialized countries. The risk of death within five years of diagnosis is 30 percent to 50 percent,…

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Life Insurance Advice for Multiple Sclerosis (MS) Patients

Life Insurance Advice for Multiple Sclerosis (MS) Patients

Multiple sclerosis does not have to warrant a unwanted decline for life insurance.

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More Cancer Survivors Are Getting Life Insurance

More Cancer Survivors Are Getting Life Insurance

And life insurance is available for cancer survivors as it was not possible many years ago.

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CBO Says Families Would Be Hit Hard By New Republican ACHA Plan

CBO Says Families Would Be Hit Hard By New Republican ACHA Plan

Families To Pay Price If Maternity Care Coverage Is Cut By GOP Christie Popp, who is pregnant with her third child, is hoping hard that the maternity coverage she has through the Affordable Care Act doesn’t go away. That coverage is written into the health law as a requirement for every plan sold on the individual market. But that could change if Republicans get their way to repeal the ACA and remake health care. Popp…

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What Is An Attending Physician Statement

What Is An Attending Physician Statement

When a medical exam and questions is part of the life insurance application this is a standard way to obtain information from a doctor or medical facility.

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No Ginkgo Biloba – But These Preventive Measures Could Slow Down Dementia

No Ginkgo Biloba – But These Preventive Measures Could Slow Down Dementia

In a landmark report, scientists have endorsed three strategies for preventing dementia and cognitive decline associated with normal aging — being physically active, engaging in cognitive training and controlling high blood pressure. This is the first time experts convened by the National Academies of Sciences, Engineering and Medicine have deemed scientific evidence strong enough to suggest that preventing dementia and age-related cognitive decline might be possible. Seven years ago, in a separate report issued by…

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The Reasons You Were Declined After Your Life Insurance Application

The Reasons You Were Declined After Your Life Insurance Application

Not all insurance companies think the same way when it comes to risks in insuring you for the future. Guaranteed life is available today without a medical exam for those who have health concerns. However, if you are in the process of purchasing a policy and are preparing for an exam, the following can cause a decline or postponement in your application, meaning they will look at your application again if the problem is fixed….

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How Does a Child’s Environment Influence Their Development

How Does a Child’s Environment Influence Their Development

The National Children’s Health Study has been launching a long-term research project in San Diego to determine how the environment affects the health and development of a child.

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Chronic Diseases Highlight the Importance of Life Insurance

Chronic Diseases Highlight the Importance of Life Insurance

Individuals who are diagnosed with a non-communicable disease will often face difficulty while applying for life insurance. Fortunately there are life insurance policies created to help protect these individuals without being charged an arm and leg.

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Deep Analysis of the Senate’s Better Health Care Reconciliation Act

Deep Analysis of the Senate’s Better Health Care Reconciliation Act

Make no mistake this will impact you and your family. This is a critical issue as health care spending is 1/6 our annual domestic spending. The Senate promised a different health insurance plan than the House’s AHCA and they delivered with the Better Care Reconciliation Act (complete discussion draft here). You can read the Senate’s own Summary of the Discussion Draft. The BCRA is not a repeal of the ACA, it is instead a collection…

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