Over the course of many years, smokers will be at a higher risk for diseases like emphysema. However, there are other side effects of smoking to consider – such as higher life insurance premiums.
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People living with a terminal illness are often faced with very tough financial decisions, and selling their life insurance policy for a viatical settlement can help ease some financial worry. It was originally intended for AIDS patients to have early access to their life insurance policies, but has expanded to include other conditions such as cancer, heart disease, and any other life-threatening illness.
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One important and simple strategy for holding down the cost of one’s life insurance premiums and to live a long and healthy life is to avoid certain habits and activities that can greatly increase the risk of cancer.
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People who invest in life insurance are taking important steps to protect their families financially in the long term. However, some people may not be informed about how they can prevent having those policies cashed in too soon.
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Insurance experts typically advise people to protect their families with coverage equal to between five and seven years of their annual income – and potentially more if there are young children or older dependents to care for.
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Qualifying for life insurance after cervical cancer may not be easy, but it is doable if you strategically plan out your application and work with a qualified professional.
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You’ve likely read about the horror story that is the Flint Water Crisis, so what sort of contaminants might be in your drinking water? Now the Environmental Working Group is offering a tool to help you find out with their Tap Water Database. If you live in the U.S., you can simply enter your zip code – or the name of the local utility – to find out the content of your tap water. EWG is an…
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Individuals who are diagnosed with a non-communicable disease will often face difficulty while applying for life insurance. Fortunately there are life insurance policies created to help protect these individuals without being charged an arm and leg.
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Reports show that many Americans are too unhealthy or overweight to qualify for the military, ultimately causing a concern for national security. One report showed that between 2006 and 2011, around 62,000 recruits, who showed up to enlist, failed their entrance physicals due to weight issues. The report also showed that one-quarter of all Americans between the ages of 17 and 24 were too overweight to enlist.
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When compared to other developed nations, America’s overall life expectancy is growing slowly according to a recent studies from the National Research Council and the World Health Organization recently found. One of the main factors the report identified as being behind the slower gains is smoking. The full impact of high tobacco use rates – particularly among American men – is only now being felt, and it’s thought this could actually foreshadow a sharp increase in…
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Selling one’s life insurance policy for a life settlement is a good
The insurance industry is a powerful kingpin, with a total of $1.22
