People living with a terminal illness are often faced with very tough financial decisions, and selling their life insurance policy for a viatical settlement can help ease some financial worry. It was originally intended for AIDS patients to have early access to their life insurance policies, but has expanded to include other conditions such as cancer, heart disease, and any other life-threatening illness.
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Families To Pay Price If Maternity Care Coverage Is Cut By GOP Christie Popp, who is pregnant with her third child, is hoping hard that the maternity coverage she has through the Affordable Care Act doesn’t go away. That coverage is written into the health law as a requirement for every plan sold on the individual market. But that could change if Republicans get their way to repeal the ACA and remake health care. Popp…
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When a medical exam and questions is part of the life insurance application this is a standard way to obtain information from a doctor or medical facility.
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You’ve likely read about the horror story that is the Flint Water Crisis, so what sort of contaminants might be in your drinking water? Now the Environmental Working Group is offering a tool to help you find out with their Tap Water Database. If you live in the U.S., you can simply enter your zip code – or the name of the local utility – to find out the content of your tap water. EWG is an…
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Much has been written lately about how individuals’ health could suffer if they lose insurance under the health proposals circulating in the U.S. House and Senate. But there is another consequence: creating millions more people without insurance could also adversely affect the health of people who remain insured. “We know that communities with higher rates of uninsurance have worse access to care for those with Medicare or private insurance,” said John Ayanian, director of the…
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Air Force veteran Billy Ramos, from Simi Valley, Calif., is 53 and gets health insurance for himself and for his family from Medicaid — the government insurance program for low-income people. He says he counts on the coverage, especially because of his physically demanding work as a self-employed contractor in the heating and air conditioning business. “If I were to get hurt on the job or something, I’d have to run to the doctor’s, and if I…
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Individuals who are diagnosed with a non-communicable disease will often face difficulty while applying for life insurance. Fortunately there are life insurance policies created to help protect these individuals without being charged an arm and leg.
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Reports show that many Americans are too unhealthy or overweight to qualify for the military, ultimately causing a concern for national security. One report showed that between 2006 and 2011, around 62,000 recruits, who showed up to enlist, failed their entrance physicals due to weight issues. The report also showed that one-quarter of all Americans between the ages of 17 and 24 were too overweight to enlist.
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When compared to other developed nations, America’s overall life expectancy is growing slowly according to a recent studies from the National Research Council and the World Health Organization recently found. One of the main factors the report identified as being behind the slower gains is smoking. Related Life Insurance Links Can Taking a Selfie Get You A Realistic Life Insurance Quote? Forbes Says You Need Life Insurance, So Listen Up and Find It Here at the…
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Under the Republican health bill, it’s up to states whether to dismantle key parts of the Affordable Care Act. Red, or GOP-leaning, states are sure to be interested in rolling back the law’s coverage requirements and freeing insurers to charge people more when they have preexisting conditions. As strange as it sounds, deep-blue, heavily Democratic states supportive of Obamacare, including California and New York, may be forced to do the same, according to experts, regulators…
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Selling one’s life insurance policy for a life settlement is a good
Every adviser, financial columnist, and relative has his or her own,
