Life Insurance For Your Grandchildren

Life Insurance For Your Grandchildren

So as many Baby Boomer parents help their children and save for their own retirement, grandparents are saving and planning for their grandchildren’s college education with life insurance

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What You Should Know About Children’s Life Insurance

What You Should Know About Children’s Life Insurance

If there is strong evidence of neglect and this type of conduct that caused the death of the insured, the company can deny to pay the beneficiary.

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Transfer Tax Implications of Life Insurance and GSTT

Transfer Tax Implications of Life Insurance and GSTT

To help look after future generations, many people elect to transfer property and life insurance policies by gift or at death to a person two more generations below himself or herself. Typically, this means grandchildren and great-grandchildren, also referred to as skip-persons. The goal is to have assets pass from grandparent to skip-persons without being taxed in the child’s estate.

Typically, the transferor places assets in trust to children for life, then to grandchildren. Or, the transferor gives property to grandchildren or places it in trust for their benefit.

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CBO Says Families Would Be Hit Hard By New Republican ACHA Plan

CBO Says Families Would Be Hit Hard By New Republican ACHA Plan

Families To Pay Price If Maternity Care Coverage Is Cut By GOP Christie Popp, who is pregnant with her third child, is hoping hard that the maternity coverage she has through the Affordable Care Act doesn’t go away. That coverage is written into the health law as a requirement for every plan sold on the individual market. But that could change if Republicans get their way to repeal the ACA and remake health care. Popp…

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Why Women Are Suffering From a Life Insurance Gap

Why Women Are Suffering From a Life Insurance Gap

Consumers are nearly in full agreement that we all need life insurance. In fact, 85% of consumers say life insurance is a key element of their plans for the future. So why do only 62% of consumers report that they actually own a life insurance policy? To a great extent, those numbers are responsible for a more troubling trend: women are suffering from a Life Insurance Gap. And the story doesn’t end there; of those…

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How Smartphones and Tablets Are Costing You Higher Insurance Premiums

How Smartphones and Tablets Are Costing You Higher Insurance Premiums

Drivers in Louisiana are learning a hard lesson when it comes to their commuting habits as the state’s largest auto insurers have been forced to crank up premiums, and it’s a trend being mirrored on a nationwide level. The increases have come as a result of more accidents and a spike in claims costs and the trend comes down to one major factor – distracted driving. The bottom line? Smartphones and tablets are costing you…

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Why Don’t You Own Life Insurance

Why Don’t You Own Life Insurance

By: Todd Halterman You Don’t Own Life Insurance? Think Hard On That Choice If you’re one of the many who don’t own any life insurance policies, you have lots of company, so why don’t you own life insurance? A J.D. Power Household Insurance study says just over 44 percent of consumers actually do own an individual life insurance policy, and that means nearly sixty percent don’t. One sensible reason for purchasing a life insurance policy…

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How to Get Your Teenager to Stop Smoking

How to Get Your Teenager to Stop Smoking

According to the CDC, smoking habits are established primarily during adolescence but public health professionals are determined to reverse this trend.

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Transferring Insurance Proceeds to Children if You Die

Transferring Insurance Proceeds to Children if You Die

A car accident. A fire. A plane crash. Tragedy can strike a family at any time. What would happen to your young children if you and your spouse died unexpectedly? It’s an uneasy thought, certainly, but it’s a consideration that all parents should take seriously.

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Exercise During Pregnancy Helps Newborns Avoid Obesity

Exercise During Pregnancy Helps Newborns Avoid Obesity

Beyond helping women gain less weight, exercise can also have positive have positive effects on mood and insulin sensitivity, and can help women maintain their pre-pregnancy strength and figure.

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