What Are the Differences Between Term Life and Whole Life Insurance

What Are the Differences Between Term Life and Whole Life Insurance

Life insurance is a financial security net that protects your family when you pass away. It provides monetary support, which can be used to pay for the funeral, help make ends meet, pay off debt or even help pay for future expenses like college tuition. It’s tax-free payment that can be used for any purpose after an unexpected loss. One benefit that life insurance has over direct inheritance is that most life insurance policies are paid out…

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Life Insurance Advice for Multiple Sclerosis (MS) Patients

Life Insurance Advice for Multiple Sclerosis (MS) Patients

Multiple sclerosis does not have to warrant a unwanted decline for life insurance.

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Report: Consumers Stuck With Outmoded Life Insurance Information

Report: Consumers Stuck With Outmoded Life Insurance Information

Many are basing the purchase of life insurance on old assumptions. Some, as they age, feel it is a waste of money, thinking they have enough assets and they are healthy. But life happens all the time and unfortunately, we better be prepared for it. Inevitably, true stories bubble to the surface and there are many of them to share.

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4 Things Only Wealthy People Know About Insurance

4 Things Only Wealthy People Know About Insurance

Businesses are finding out it’s now a sucker bet to underestimate how long someone will live these days, and it can prove expensive to governments and pension funds, but it also provides individuals with an opportunity. “In a multi-stage life, the idea of hitting a cliff-edge retirement at 65 and then living off an annuity is outdated,” Alistair Byrne of State Street Global Advisors told The Economist. “It’s not at all obvious that the traditional pension industry,…

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Who Benefits the Most From Life Insurance?

Who Benefits the Most From Life Insurance?

The decision of whether or not to purchase a life insurance policy should be weighed as heavily as other long-term financial investments, because the decision will affect those you leave behind.

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How Your Social Media Activity Could Affect Your Life Insurance Rates

How Your Social Media Activity Could Affect Your Life Insurance Rates

Everything these days is shaped and changed by the ever-increasing influx of new technologies, and not even the deeply conservative life insurance industry is immune to those changes.

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How Can I Get Better Life Insurance Rates?

How Can I Get Better Life Insurance Rates?

Secure a low life insurance policy rate by maintaining a healthy weight, eating a well-balanced diet, and avoid using any tobacco-related products.

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Answers to the Most Pressing Questions About Life Insurance

Answers to the Most Pressing Questions About Life Insurance

Answers to the Most Pressing Questions About Life Insurance

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Five Basic Types of Life Insurance Policies

Five Basic Types of Life Insurance Policies

When it comes time for you to purchase a life insurance policy, you have the option of choosing from five different types of policies with each of them offering their own unique benefits. These five basic types of life insurance policies are term life, whole life, universal life, endowment, and annuity. The basic structure of the first four is to create a principle sum or estate through either the death of the insurer or through…

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Would You Like the Best Price On Life Insurance From 50 Companies Instantly?

Would You Like the Best Price On Life Insurance From 50 Companies Instantly?

The most common reason for purchasing a life insurance policy is income replacement. For the rich, payment of estate taxes is another major purchase motivator. The basic life insurance policy provides coverage for death by any cause, at any time, in any place, except for suicide within the first two policy years (one year in some states). Life insurance is designed to protect named beneficiaries against the sudden loss of income being provided by the…

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