By: Bob Bland Before you let that old, unwanted life insurance policy lapse, it may be wise to check all of your options.  Better yet, check to see if your policy could be sold for cash to investors.  You could have a pleasant surprise ahead. What is a Life Settlement? The process of selling an […]

Protecting what matters most was the focus of a recent survey done by financial services firm Edward Jones and nonprofit consumer-education organization Life Happens in December 2018. Not surprisingly, the survey found that 81 percent of Americans believe their family is their most valuable asset, but less than half (41 percent) are protecting their family with an individual life insurance policy. One third of the over 2,000 Americans surveyed (32 percent) indicated that life insurance is either a low priority or no priority item when starting a family

Consumers travel through purchasing funnel, also called a marketing funnel, when researching on and deciding to buy a product, such as life insurance. Who to buy from and what type of life insurance policy to buy are what agencies hope to answer in a marketing quest to make you a customer.

Consumer fraud has become the Federal Trade Commission’s number one reported complaint for 2018, according to the agency’s Commission’s Consumer Sentinel Network Data Book released to the public in February 2019. The ‘sentinel,’ as the data book has been coined, houses every reported complaint to the FTC each calendar year and is readily accessed by law enforcement but only available to the public in the next calendar year.