What are Life Insurance Dividends?

What Is the Risk Associated With Premium Financing?

According to McGill’s Life Insurance, many insurance companies offer a fifth dividend option which applies the dividend to purchase one-year term insurance in varying amounts equal to the policy cash value, the face amount of the policy or the total premium.

Purchase Life Insurance Even If You Are Single

Purchase Life Insurance Even If You Are Single

Though it may be difficult to talk about, your life may just have some impact on others when you die. Rarely, our we left totally alone. You may want those that your care about not have to worry about the funeral expense or possibly other debt.

Permanent Life Insurance Fires up Industry Sales

Whole Life Insurance Popular With the Younger Consumer

Whole life insurance is becoming a more popular investment with buyers under 40, according to a recent report from a major provider.

According to the company, consumers under 40 are turning to whole life policies rather than other investment vehicles. The poll showed 74 percent of respondents who bought this type of protection said they wanted financial security as quickly as possible. Another 76 percent said they had a desire to get rid of debt with haste.

Why Should I Buy Permanent Life Insurance?

How Can I Replace a Permanent Life Insurance Policy?

A permanent life policy provides lifelong insurance protection. The policy pays a death benefit if you die tomorrow or if you live to be a hundred. There is also a savings element that will grow on a tax-deferred basis and may become substantial over time. Because of the savings element, premiums are generally higher for […]

Life Insurance For Servicemembers Becomes More Affordable

VA increase life insurance premium

Servicemember’s Group Life Insurance, or SGLI, is a program of low-cost group life insurance for service men and women that works in conjunction with the Department of Veterans Affairs. Every service member is gratitude life insurance while in service.

Losing Weight Can Lower Life Insurance Premium

Skinny repeal

Each year, the Trust for America’s Health (TFAH), a non-partisan public health advocacy group, releases a health report regarding obesity in America and how it effects the United States.

How Could Pollution Limits Saves Lives?

How Pollution Could Affect Your Health

One of the nation’s leading health organizations is throwing its support behind proposals by the Environmental Protection Agency to further limit certain emissions from power plants.

Why Should I Get Whole Life Insurance?

Whole life insurance

It seems to be a common theme of ordinary whole life coverage that each benefit helps supply another one.

The entirety of a contract provides lifelong protection. Due to the length of time you are covered, the regular premium payments can be spread out so that you can pay them at a lower cost. These level premium payments then allow for the policy to accumulate a reserve of cash that can be used at a later time to take out a loan on a house or pay for college tuition.