No one ever thinks a trip to the grocery store as dangerous. But just a few years ago if you made that trip through the intersection of Flamingo Road and Pines Boulevard in Pembroke Pines, Fla., you were risking your life.
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This is a list of informative articles that we have written related to Auto Insurance.
How DUI Increases Life Insurance Rates
During the underwriting process, insurance companies will examine a series of factors to determine an applicant’s premium, including driving history.
Read MoreTexting And Driving Putting America’s Highways In Peril
Recent research reminds us that tragedy can strike with frightening regularity out on the highway – and lots of stories focus on increasingly careless drivers using mobile devices. In fact, a recent study appearing in the American Journal of Public Health revealed that fatalities connected to distracted driving increased nearly 30 percent between 2005 and 2008. Why the spike over that period of time? It just so happens those years coincide with the rapid growth and popularity of…
Read MoreTop 10 Totally Insane Car Insurance Claims
And then there are the excuses—some lame, some hysterical—that have insurers shaking their heads and rolling over in laughter.
Read MoreHow DUI, DWI Violations Like the Tiger Woods Incident Affect Life Insurance Costs
Driving under the influence (DUI) and driving while impaired (DWI) are the offenses of driving a motor vehicle while impaired by alcohol or other drugs – including recreational drugs and those prescribed by physicians – and professional golfer Tiger Woods is becoming intimately familiar with the problems DWI can create for a driver rendered incapable of operating a motor vehicle. DUIs (Driving Under the Influence) and DWIs (Driving While Intoxicated) are often seen as purely…
Read MoreInsurers Offering Coverage to Uber and Lyft Drivers
A huge multiline insurer group is offering insurance coverage to Uber and Lyft drivers and other share ride service company drivers. The insurers recently announced the introduction a new Rideshare Insurance Coverage program available to “ride-hailing” drivers from companies like Uber and Lyft in Missouri. “As a leading provider of automobile insurance in the U.S. and a market leader in the ride-hailing insurance market, Farmers has developed this innovative Rideshare Insurance Coverage to offer Missouri…
Read MoreDistracted Driving and Auto Insurance
Drivers are learning a hard lesson when it comes to their commuting habits. A nationwide trend shows auto insurers are offering higher insurance premiums due to distracted driving from cell phone use. The increases have come as a result of more accidents and a spike in claims costs and the trend comes down to one major factor – distracted driving. The bottom line? Smartphones and tablets are costing you higher insurance premiums and causing havoc…
Read MoreThe 11 Goofiest Insurance Fraud Schemes of All Time
It’s no secret that many insurance fraud schemes involve murder, illicit activities, and mountains of debt. And of course, many involve idiots. Yes, people have been known to attempt the dumbest feats to get a quick payout, oftentimes getting caught in the process and facing probation, hefty fines, and time in the slammer.
Read MoreEverything You Ever Wanted to Know About Auto Insurance
Purchasing car insurance can be tricky, especially when it comes to understanding what a policy covers and the amount of coverage needed to best fit your needs. If you neglect to buy it, your finances could be jeopardized – especially if you’re involved in a costly car accident. Plus, in most states, it is illegal to drive without it.
Read MoreHow Does Terrorism Affect My Insurance?
There was a time when most of the potential hazards we all faced were considered routine and covered by a standard life insurance policy. All that changed on September 11, 2001.
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