Consumer Insurance Guide – Consumer Insurance Guide What are the Differences Between Short and Long Term Disability Insurance? If you’re looking for insurance to protect your income, the first decision you have to make is what type of insurance you need Disability insurance is a type of policy that provides an income in the event you become sick or injured and cannot work. The decision on whether you buy short-term disability insurance or long-term disability…
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This is a collection of articles about Disability Insurance.
Life Insurance Advice for Multiple Sclerosis (MS) Patients
Multiple sclerosis does not have to warrant a unwanted decline for life insurance.
Read MoreWhy Is Disability Insurance Important?
Many unexpected life events can render consumers incapable of earning the income needed in order to provide for their family.
Purchasing life insurance coverage can protect against the financial consequences of a death, while disability insurance may help your income endure short- or long-term injuries. A recent report by research organization LIMRA indicated that many consumers are not taking precautions against the latter.
Read MoreAfter Hospital Checkout Older Patients Resist Home Help – And Danger Follows
The 84-year-old man who had suffered a mini-stroke was insistent as he spoke to a social worker about being discharged from the hospital: He didn’t want anyone coming into his home, and he didn’t think he needed any help. So the social worker canceled an order for home health care services. And the patient went back to his apartment without plans for follow-up care in place. When his daughter, Lisa Winstel, found out what had…
Read MoreWhat 2017 Holds For Health Insurance Plans
GOP and President Trump Meet With Health Insurance CEOs On Obamacare Repeal, Health Insurance Plans During a meeting last week with top health insurance CEOs at the White House, President Donald Trump was intent on winning their support for a Republican health insurance plan replacement for Obamacare (ACA). As part of the meeting, Trump had a dire prediction to offer them. On hand for the meeting were the top executives from Aetna, Cigna, Humana, UnitedHealth, Blue Cross…
Read MoreThe 11 Goofiest Insurance Fraud Schemes of All Time
It’s no secret that many insurance fraud schemes involve murder, illicit activities, and mountains of debt. And of course, many involve idiots. Yes, people have been known to attempt the dumbest feats to get a quick payout, oftentimes getting caught in the process and facing probation, hefty fines, and time in the slammer.
Read MoreIncrease Disability Insurance With Income Increases
Edward E. Graves, author of “McGill’s Life Insurance” says there are three methods a non-disabled person can employ to make sure their benefits are enough to support their income prior to a disability.
Read MoreChronic Disease More Likely for Less Active Adults With Disabilities
Nearly half (47 percent) of adults with disabilities who are able to do aerobic physical activity do not get any. An additional 22 percent are not active enough. Yet only about 44 percent of adults with disabilities who saw a doctor in the past year got a recommendation for physical activity.
Read MoreLife Insurance Awareness for Parkinson’s Disease
Nearly one million in the US are living with Parkinson’s Disease. Those diagnosed also have questions about life insurance eligibility.
Read MoreThe First National Study on ADHD and a Life Insurance Outlook
And most that are diagnosed can receive life insurance if treatment stabilizes the condition as an adult.
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