What are the Differences Between Short and Long Term Disability Insurance

What are the Differences Between Short and Long Term Disability Insurance

Consumer Insurance Guide – Consumer Insurance Guide What are the Differences Between Short and Long Term Disability Insurance? If you’re looking for insurance to protect your income, the first decision you have to make is what type of insurance you need Disability insurance is a type of policy that provides an income in the event you become sick or injured and cannot work. The decision on whether you buy short-term disability insurance or long-term disability…

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Why Is It Important to Buy Disability Insurance?

Why Is It Important to Buy Disability Insurance?

Many unexpected life events can render consumers incapable of earning the income needed in order to provide for their family.

Purchasing life insurance coverage can protect against the financial consequences of a death, while disability insurance may help your income endure short- or long-term injuries. A recent report by research organization LIMRA indicated that many consumers are not taking precautions against the latter.

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What Can Trump Do To Medicaid Without Congressional Support?

What Can Trump Do To Medicaid Without Congressional Support?

After the Senate fell short in its effort to repeal the Affordable Care Act, the Trump administration is poised to use its regulatory powers to accomplish what lawmakers could not: shrink Medicaid. President Donald Trump’s top health officials could engineer lower enrollment in the state-federal health insurance program by approving applications from several GOP-controlled states eager to control fast-rising Medicaid budgets. Indiana, Arkansas, Kentucky, Arizona and Wisconsin are seeking the administration’s permission to require adult…

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Veterans On Board to Defend Obamacare

Veterans On Board to Defend Obamacare

Air Force veteran Billy Ramos, from Simi Valley, Calif., is 53 and gets health insurance for himself and for his family from Medicaid — the government insurance program for low-income people. He says he counts on the coverage, especially because of his physically demanding work as a self-employed contractor in the heating and air conditioning business. “If I were to get hurt on the job or something, I’d have to run to the doctor’s, and if I…

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After Hospital Checkout Older Patients Resist Home Help – And Danger Follows

After Hospital Checkout Older Patients Resist Home Help – And Danger Follows

The 84-year-old man who had suffered a mini-stroke was insistent as he spoke to a social worker about being discharged from the hospital: He didn’t want anyone coming into his home, and he didn’t think he needed any help. So the social worker canceled an order for home health care services. And the patient went back to his apartment without plans for follow-up care in place. When his daughter, Lisa Winstel, found out what had…

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You Need Specialty Life Insurance If Have a Risky Job

You Need Specialty Life Insurance If Have a Risky Job

If danger is part of your job, then you might want to buy insurance to decrease how risky your life is. We’re not talking about signing up for a basic insurance policy work provides, then skipping along to your hazardous occupation. We’re talking about contacting a high-risk specialist, and buying some individual life insurance and disability insurance to protect your family if you die before winning employee of the month.

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When You Provide Home Healthcare, But Can’t Afford It Yourself

When You Provide Home Healthcare, But Can’t Afford It Yourself

Eds note: As healthcare policy comes under scrutiny from voters and legislators, it’s becoming clear that the system is broken – and that the process of repairing it won’t be a simple one. This feature focuses on what it’s like to work in the trenches of the home healthcare system. For more than two decades, Celeste Thompson, 57, a home care worker in Missoula, Mont., had not had regular contact with a doctor — no…

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How to Contact Your State’s Department of Insurance

How to Contact Your State’s Department of Insurance

Insurance regulations are handled on a state-by-state basis in the United States. Therefore, finding the right people to talk to about rules and legislation can be a daunting task. That’s why we’ve provided you with this easy to use list of links to all the regulatory offices for consumer insurance information across America. If you have questions like: – What is insurance regulation? – What is the federal insurance office? – What does the NAIC…

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