How Do I Prepare for a Life Insurance Physical Exam?
The following tips can help improve the results of your life insurance examination.
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This is the featured Life Insurance story.
No Medical Exam and Instant Decision Underwriting Available to Seniors
These policies give you a free look period for a full 30 days to examine and accept.
Read MoreOffering the Lowest Life Insurance Rates Since 1984
For 36 years, LifeQuotes.com has been offering the lowest life insurance rates in an online or over the phone quoting process. Our quote engine is one of a kind and will take the information you give us regarding your health, family health history and lifestyle and filter your data to offer you the top plans best-suited to your unique needs. Visit LifeQuotes.com today and see how to secure your family’s financial well-being. Our simple phone…
Read MoreShould You Ever Update Your Life Insurance Coverage?
Should you ever update your life insurance coverage? Policyholders should take a number of factors into consideration before making any changes. As your family grows and changes, your life insurance coverage amount may need to changes with it. For example, you may not need as much coverage after your children are grown, as when they were young. Financially, you don’t have as many dependents and a lower amount of insurance can suffice. Policyholders should also…
Read MoreYour Mortality Rate Determines Your Premium Amount for Life Insurance
No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.
Read MoreWhat Is a Living Benefit Rider in a Life Insurance Policy?
“Life Quotes wants you to know that there is a whole new crop of life insurance riders in the market that provide cash payouts ahead of death if certain medical events occur,” said LifeQuotes President and CEO Robert Bland, CLU. “These are called ‘Living Benefit Riders’ or ‘Accelerated Benefit’ riders.”
Read MoreParents of Gen Y Buy Term Life Insurance For College
The members of Generation Y – also called Millennials – who were born from 1980-2000 offer a different perspective than most generations. But one key difference with Gen Y according to LIMRA, is that their parents are key buyers of term life insurance so as to cover college expenses.
Read MoreWhy Are Nicotine Users Charged Higher Life Insurance Premiums?
Over the course of many years, smokers will be at a higher risk for diseases like emphysema. However, there are other side effects of smoking to consider – such as higher life insurance premiums.
Read MoreChoosing the Right Type of Life Insurance
Choosing the right type of life insurance can be confusing, but it’s also an important decision. Here are some guidelines that can help you narrow down your best life insurance options. Consider term life insurance if… You need life insurance for a specific period of time. Term life insurance enables you to match the length of the term policy to the length of the need. For example, if you have young children and want to…
Read MoreHow Should I Choose a Life Insurance Agent?
When you’re considering buying life insurance, it’s important to choose an agent or broker who can help you. Buying life insurance can be complicated or confusing. The key to buying the right amount and the right type of policy at a good rate is a good agent or broker. You should choose one who: Understands your financial situation, including your attitudes about risk, your income and estate tax “brackets,” and your other financial assets and…
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