Why Don’t You Own Life Insurance

Why Don’t You Own Life Insurance

By: Todd Halterman You Don’t Own Life Insurance? Think Hard On That Choice If you’re one of the many who don’t own any life insurance policies, you have lots of company, so why don’t you own life insurance? A J.D. Power Household Insurance study says just over 44 percent of consumers actually do own an individual life insurance policy, and that means nearly sixty percent don’t. One sensible reason for purchasing a life insurance policy…

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GOP Overhaul Plans to Keep Job-based Health Insurance Taxable

GOP Overhaul Plans to Keep Job-based Health Insurance Taxable

Might Republicans make job-based health insurance taxable? And how can you fight an insurance denial for lung-cancer screening? Also, can pharmacists prescribe drugs? Here are answers to some recent questions from readers. Q: I’ve heard that Republicans plan to change the system so that I’d have to pay income taxes on my health insurance benefits. Is it true? It’s way too soon to predict what may happen as Republicans move to overhaul the health law and several early Republican…

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What 2017 Holds For Health Insurance Plans

What 2017 Holds For Health Insurance Plans

GOP and President Trump Meet With Health Insurance CEOs On Obamacare Repeal, Health Insurance Plans During a meeting last week with top health insurance CEOs at the White House, President Donald Trump was intent on winning their support for a Republican health insurance plan replacement for Obamacare (ACA). As part of the meeting, Trump had a dire prediction to offer them. On hand for the meeting were the top executives from Aetna, Cigna, Humana, UnitedHealth, Blue Cross…

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What Is Healthcare Insurance Portability?

What Is Healthcare Insurance Portability?

Republican leaders such as House Speaker Paul Ryan of Wisconsin and Ways and Means Chairman Kevin Brady of Texas have promoted the idea that consumers should have a “healthcare backpack,” which would make it possible to take insurance from job to job or when moving, starting a business or retiring. The concept — often referred to as “portability” — is appealing. Why should a health plan be tied to where you work or live? Why…

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How You Can Understand Obamacare

How You Can Understand Obamacare

If you’re like many Americans, the prospect of dealing with the intricacies of the Affordable Care Act, otherwise known as Obamacare, is a horror. It’s a complex health insurance plan which a survey of more than 12,000 people found 60 percent of the people just plain don’t understand. We’re here to help you understand Obamacare. Of the people surveyed by Health Affairs, more than half of those who would sign up for Obamacare don’t completely…

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How do wellness programs reduce insurance costs?

How do wellness programs reduce insurance costs?

Healthcare reform brings a string of new provisions aimed at reducing the overall cost of healthcare, such as employer wellness programs.

Wellness programs have existed in the workplace for years and commonly offer employees gym memberships and fitness perks at subsidized rates. Many companies assess employee health with quizzes relating to exercise, nutrition, stress, smoking and alcohol, reports the Milwaukee Journal-Sentinel.

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