Does Domestic Violence Qualify as a Pre-Existing Condition?

Does Domestic Violence Qualify as a Pre-Existing Condition?

Insurance companies have a number of preexisting medical conditions that increase risk. Whereas most preexisting medical conditions are illnesses that directly impact the mortality of an individual, several politicians and advocacy groups question whether some insurers have taken these clauses too far. In the past, some insurance companies believed that a victim of domestic violence brought the same health risks to the table as those with pre-existing medical conditions such as diabetes and heart disease….

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Top Tips in 2017 For Buying Life Insurance

Top Tips in 2017 For Buying Life Insurance

Life insurance provides essential financial protection but industry observers estimate that approximately 49 percent of adult Americans surveyed have no life insurance, and many of those who do purchase far less than experts recommend, according to the Insurance Information Institute (I.I.I.). “If someone relies on you financially, you need life insurance,” said Jeanne M. Salvatore, senior vice president and national consumer spokesperson for the I.I.I. “The premiums are very reasonable when you consider the level of protection you receive.” There…

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Blue States Forced to Offload Popular Obamacare Protections?

Blue States Forced to Offload Popular Obamacare Protections?

Under the Republican health bill, it’s up to states whether to dismantle key parts of the Affordable Care Act. Red, or GOP-leaning, states are sure to be interested in rolling back the law’s coverage requirements and freeing insurers to charge people more when they have preexisting conditions. As strange as it sounds, deep-blue, heavily Democratic states supportive of Obamacare, including California and New York, may be forced to do the same, according to experts, regulators…

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The $3,000,000 Knee: “Loss-of-Value” Insurance Policy

The $3,000,000 Knee: “Loss-of-Value” Insurance Policy

University of Michigan tight end Jake Butt took the high road by playing in the Orange Bowl, but he paid the price for his commitment to his school – and cost himself an early-round position in this year’s NFL draft – when he blew out his knee in what was essentially a meaningless game. Leonard Fournette and Christian McCaffrey made the decision to sit out their chances to compete in bowl games to avoid injury, and Butt…

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Does Using Herbs and Vitamins Constitute a Medical Practice?

Does Using Herbs and Vitamins Constitute a Medical Practice?

Naturopathy – an alternative medical system –  utilizes treatments based upon such foundations as changes to diet, medicinal herbs and vitamins. The practice relies on those methods rather than the use of pharmaceuticals for treating various conditions. Critics say that “Naturopathic medicine” is little more than a recent incarnation of “naturopathy,” the 19th-century health movement which touted “the healing power of nature.” Those critics say the training regimen for Naturopaths “amounts to a small fraction of that…

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Major Insurers Offering Coverage to Uber and Lyft Drivers

Major Insurers Offering Coverage to Uber and Lyft Drivers

A huge multiline insurer group is offering insurance coverage to drivers in the new “sharing economy” and they’ve recently announced the introduction a new Rideshare Insurance Coverage program available to “ride-hailing” drivers from companies like Uber and Lyft in Missouri. “As a leading provider of automobile insurance in the U.S. and a market leader in the ride-hailing insurance market, Farmers has developed this innovative Rideshare Insurance Coverage to offer Missouri ride-hail drivers coverage options as…

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