Investments of the Secondary Marketplace in Life Settlements

Investments of the Secondary Marketplace in Life Settlements

While a growing number of Americans are purchasing life insurance policies, many more are selling such coverage through life settlements, according to the latest AmritaLife Settlement Index.

A life settlement is often a more profitable approach to cashing out on your coverage than selling it back to your original lender. Many investors in such policies are actually insurance agents and receive substantial financial benefits when the policyholder dies.

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What a Life Insurance Company Owes Its Clients

What a Life Insurance Company Owes Its Clients

A life insurance company owes its clients certain things. Selling a policy is much like offering a promise and it’s one companies do not take lightly. Insurance companies are responsible for developing successful products, marketing them ethically, following underwriting procedures and, if need be, paying proper compensation. First and foremost, product development is the most essential element a life insurance company can offer its clients. Their primary goal should be to provide quality, cost-effective policies…

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Choosing the Right Type of Life Insurance

Choosing the Right Type of Life Insurance

Choosing the right type of life insurance can be confusing, but it’s also an important decision. Here are some guidelines that can help you narrow down your best life insurance options. Consider term life insurance if… You need life insurance for a specific period of time. Term life insurance enables you to match the length of the term policy to the length of the need. For example, if you have young children and want to…

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