Government regulation of insurance companies and agents began in the states more than 100 years ago for one overriding reason – to protect consumers. It is their responsibility to ensure that insurers remain solvent, so they can meet their obligations to pay claims.
Read MoreLife Insurance
This is an excellent collection of Life Insurance articles for your review. We hope you find this information useful to you.
Are There Options of Policy Dividends in Life Insurance Products?
Commonly associated with permanent policies; dividends are declared when an insurance company receives the premium payment from a policy owner, invests the money, and then returns a portion of the money back to the policyholder. After a policy is purchased, policy owners are given the opportunity to decide how dividends will be rewarded, which can be done through a series of options.
Read MoreHow to Understand a Life Insurance Illustration
Reading a term life insurance illustration or spreadsheet is not as complicated, as it may seem. By breaking down all of the possible elements of this illustration, you will get a better understand on how to evaluate and compare term life insurance illustrations.
Read MoreWhat Are Advantages, Disadvantages of Permanent Life Insurance?
Like any other life insurance product, permanent (cash value) life insurance has its advantages and disadvantages. If may not be right for everyone, but it may be perfect for some. This type of life insurance is deal for someone who is looking for long-term, or permanent, life insurance.
Read MoreOsteoporosis Drug Stops Growth of Breast Cancer Cells
A drug approved in Europe to treat osteoporosis has now been shown to stop the growth of breast cancer cells, even in cancers that have become resistant to current targeted therapies, according to a Duke Cancer Institute study. The drug bazedoxifene packs a powerful one-two punch that not only prevents estrogen from fueling breast cancer, but also flags the estrogen receptor from destruction.
Read MoreHow Much Do I Need to Exercise to Lose Weight?
Recent evidences shows that a moderate exercise routine is insufficient to spark any real changes to one’s body weight and composition. If weight lost is desired, it is advised to increase one’s exercise routine.
Read MoreHow Skin Cancer Could Lead to Higher Insurance Premiums
When it comes to investing in a life insurance, some people may question whether they need a policy because they are young and healthy. However, some dangerous diseases can manifest themselves with little warning, leading to serious health problems and even higher insurance premiums.
Read MoreHow Do Social Security Laws Affect Life Insurance?
Thanks to a few recent changes to the Social Security Law, those on Medicare have a better way to pay prescription drug costs and reduce the cost of insurance.
According to a recent New Jersey Today article, programs like the Medicare Prescription Drug Plan and Social Security make a considerable difference when it comes to paying for prescription medication.
Read More