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Life Insurance; Tony Steuer Columns
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Why Should I Consider a Life Insurance Policy Replacement?
- Date posted:
July 31, 2017 9:09 AM
- A life insurance policy is a financial asset, which needs to be reviewed on a regular basis to ensure you are getting the value you expect, in exchange for the premium dollars you pay to the life insurance company. Your policy could be affected by a change in personal preference, the issuing company's financial condition or increased competition in the insurance industry. In some instances, replacing your pre-existing policy with another one may be more beneficial for you, but it is a very big decision to make.Full Story »
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Articles Library, Featured Articles, Featured Story, Frequently Asked Questions, Life Insurance, Life Insurance; Tony Steuer Columns, Tips
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What Is Equity-indexed Universal Life Insurance?
- Date posted:
June 26, 2017 8:08 AM
- Equity-indexed life insurance (EIUL) is a newer form of universal life, which combines elements of variable insurance into the mix. Most EIUL policies, unlike traditional universal life, have two separate accounts that can be used to credit interest. One account has a fixed interest rate that is declared by the insurance issuer, periodically. The other provides an equity option, which offers you the opportunity to benefit from positive equity/stock market returns. Full Story »
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Articles Library, Featured Story, Frequently Asked Questions, Life Insurance, Life Insurance; Tony Steuer Columns, Tips, Top Headlines
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What Taxes Apply to Life Insurance Premiums?
- Date posted:
June 22, 2017 8:08 AM
- The life insurance industry has developed in complexity and diversity over the years. When life insurance policies were originally created, they were insurance vehicles but over time, they've also become investment vehicles. Ultimately, all of this leads to a complex tax structure. Full Story »
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Articles Library, Frequently Asked Questions, Life Insurance, Life Insurance; Tony Steuer Columns, Most Popular, Tips, Top Headlines
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