Should I Get an Accidental Death Benefit Rider?

Should I Get an Accidental Death Benefit Rider?

Do you work in a job that involves a lot of health risk? Perhaps you do a great deal of heavy lifting, work on a construction site or in a coal mine, or find yourself frequently on the road.

If this sounds familiar, attaching an “accidental death benefit” (ADB) rider to your term life policy may be a worthwhile acquisition. According to New York Life, ADB riders provide additional benefits to your family if you die as a result of physical injuries resulting from accidental circumstances while on the job.

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How to Prevent a Candle-Related Fire

How to Prevent a Candle-Related Fire

The risk of an unexpected tragedy is often cited as one of the main reasons for people to protect loved ones with a life insurance policy. However, individuals can also reduce their chance of becoming another statistic with some common sense.

In fact, the American Candle Association notes on its website that about 85 percent of candle-related fires can be prevented with some basic safety steps.

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Types of Insurance for Motorcyclists

Types of Insurance for Motorcyclists

Researchers have found that the risk of motorcycle-related injuries and fatalities increase along with the age of the motorcyclist.

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Disability Insurance

Disability Insurance

Every day, millions of Americans work hard to earn a living to support themselves and their families. But what if unforeseen circumstances prevented you from earning your daily wages? Accidents and illness can occur at any time. Even if your income suddenly dries up, your bills won’t.

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Life insurance for bicycle riders

Life insurance for bicycle riders

Some basic bicycle safety precautions are needed to avoid becoming one of the hundreds of people who die each year in bicycle-related accidents

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Insurance prepares families for unexpected accidents

Insurance prepares families for unexpected accidents

Some people may feel that they are too young and healthy to need to protect their families with life insurance coverage, but some research helps illustrate how counterproductive such thinking can be.

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How often do burning candles cause fatal fires?

How often do burning candles cause fatal fires?

Although candles are a big part of holiday decorations and traditions, they also create an increased risk of house fires if they are not properly monitored.The San Diego Fire-Rescue Department is urging people to be careful so December festivities do not turn into disaster.

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How often is drug use involved in fatal driving accidents?

How often is drug use involved in fatal driving accidents?

The National Highway Traffic Safety Administration released a report indicating that there is an increase in the level of drug involvement among fatally injured drivers over a five-year period from 2005 to 2009.

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