Life Insurance Premiums Climbing Slowly – Strike While the Iron’s Hot

Life Insurance Premiums Climbing Slowly – Strike While the Iron’s Hot

They call it the “new annualized premium,” and according to the Life Insurance and Market Research Association, premiums climbed 5 percent in the last quarter of 2016. That increase resulted in a 3 percent increase for the whole of last year,  and the data comes from LIMRA’s Fourth Quarter Retail Life Insurance Sales Survey. Ashley Durham, an associate research director at LIMRA Insurance Research, says the U.S. life insurance market has benefitted from steady growth…

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The 11 Goofiest Insurance Fraud Schemes of All Time

The 11 Goofiest Insurance Fraud Schemes of All Time

It’s no secret that many insurance fraud schemes involve murder, illicit activities, and mountains of debt. And of course, many involve idiots. Yes, people have been known to attempt the dumbest feats to get a quick payout, oftentimes getting caught in the process and facing probation, hefty fines, and time in the slammer.

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How Your Life Insurance Can Save Your Pets From Neglect in 2017

You’ve read the stories; some billionaire leaves an entire estate to their favorite dog, without leaving their kids a dime. While your first reaction might be, “oh, well, they are rich and eccentric,” what if you wanted to leave your favorite furry friend ALL of your worldly possessions? If a “regular” person had a decent-sized life insurance policy, could he or she leave it all Fido?

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What Is A Human Life Worth In Cold, Hard Cash

What Is A Human Life Worth In Cold, Hard Cash

When determine how much life insurance to purchase, you can use either the Human Life Value Approach or the Needs Approach to help make your decision.

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Think You’re Too Young for Life Insurance? Think Again

Think You’re Too Young for Life Insurance? Think Again

There are many benefits associated with getting a life insurance policy as a young adult.

One main benefit to purchasing life insurance at an early age is price. When a person is young and healthy they are likely to get a less-expensive quote on their life insurance policy.

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