Why Whole Life Premiums Are Higher Than Term Life

Why Whole Life Premiums Are Higher Than Term Life

Whole-life insurance premiums are significantly more expensive than their temporary counterparts – with good reason.

Depending on your financial obligations, whole-life coverage may be the better approach to take, according to a recent report by the Boston Globe. The policies not only last longer, but they also offer investment opportunities allowing them to build cash savings over time.

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Ways to obtain cost-effective life insurances policies

Ways to obtain cost-effective life insurances policies

For the best life insurance rate quotes, save money by losing weight.

If you smoke, quit. If you drink too much, cut down your consumption or don’t drink at all. Get at least 30 minutes of exercise three times a week like the American Heart Association recommends. It’s not just good for your health—your insurance will cost less.

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