Think You’re Too Young for Life Insurance? Think Again

Think You’re Too Young for Life Insurance? Think Again

There are many benefits associated with getting a life insurance policy as a young adult.

One main benefit to purchasing life insurance at an early age is price. When a person is young and healthy they are likely to get a less-expensive quote on their life insurance policy.

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Everyday Factors That Affect Your Insurance Premium

Everyday Factors That Affect Your Insurance Premium

No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.

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How to Get Your Teenager to Stop Smoking

How to Get Your Teenager to Stop Smoking

According to the CDC, smoking habits are established primarily during adolescence but public health professionals are determined to reverse this trend.

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Why Do I Need Whole Life Insurance if I’m Younger than 40?

Why Do I Need Whole Life Insurance if I’m Younger than 40?

Whole life insurance is becoming a more popular investment with buyers under 40, according to a recent report from a major provider.

According to the company, consumers under 40 are turning to whole life policies rather than other investment vehicles. The poll showed 74 percent of respondents who bought this type of protection said they wanted financial security as quickly as possible. Another 76 percent said they had a desire to get rid of debt with haste.

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Pilots, Space Travel and Life Insurance

Pilots, Space Travel and Life Insurance

The treatment of pilots depends on the persons age, experience, training and amount of flying. Pilots will generally qualify for the following.

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Underwriting for Life Insurance: Risks That Cannot Be Avoided

Underwriting for Life Insurance: Risks That Cannot Be Avoided

Applicants who are older, have health problems, smoke, or have a hazardous hobby or job will probably pay more.

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Most cost-effective term life insurance policy for a family

Most cost-effective term life insurance policy for a family

It’s no secret that times are tough and money is tight. Fortunately, term life insurance provides inexpensive protection for you and your family.

So what is term life and what makes it unique from other life insurance plans? The biggest difference is that it provides protection for a limited period of time, notes Edward E. Graves, author of “McGill’s Life Insurance.”

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How Does My Age Affect Life Insurance Rates?

How Does My Age Affect Life Insurance Rates?

Age is an important factor when it comes to pricing life insurance, because let’s face it, the older you are the higher the chance you may become sick or die. There are limitations on the age that a person can take out a policy, but as people continue to live longer, some insurers have increased their insurable ages up to the age of 90 or 95.

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How will my insurance needs change as I get older?

How will my insurance needs change as I get older?

Longevity was in the news recently as a 114-year old Montana resident gained global attention for achieving the distinction of being the world’s oldest man.

In general, advances in medical technology and healthy lifestyle information have been helping Americans live longer than ever, although the large majority will still never make it to age 100.

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