No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.Read More
Age is the biggest factor that affects your life insurance premium.Read More
Longevity was in the news recently as a 114-year old Montana resident gained global attention for achieving the distinction of being the world’s oldest man.
In general, advances in medical technology and healthy lifestyle information have been helping Americans live longer than ever, although the large majority will still never make it to age 100.Read More
A growing number of Americans are working hard to stick to a diet and exercise routine in an effort to improve their quality of life and their overall life expectancy. By doing so, people can save considerably on their future medical bills and life insurance premiums as well.Read More
There are many benefits associated with getting a life insurance policy as a young adult.
One main benefit to purchasing life insurance at an early age is price. When a person is young and healthy they are likely to get a less-expensive quote on their life insurance policy.Read More
The treatment of pilots depends on the persons age, experience, training and amount of flying. Pilots will generally qualify for the following.Read More
It’s no secret that times are tough and money is tight. Fortunately, term life insurance provides inexpensive protection for you and your family.
So what is term life and what makes it unique from other life insurance plans? The biggest difference is that it provides protection for a limited period of time, notes Edward E. Graves, author of “McGill’s Life Insurance.”Read More
Age is an important factor when it comes to pricing life insurance, because let’s face it, the older you are the higher the chance you may become sick or die. There are limitations on the age that a person can take out a policy, but as people continue to live longer, some insurers have increased their insurable ages up to the age of 90 or 95.Read More
There are many important factors determining a person’s insurability and the amount of premium they will be charged for a life insurance policy, but age is the single most important. Because the possibility of death increases with age, this is the first stop in determining the risk classification a person falls into, which also determines how much they will be paying for coverage.Read More
Often, young people are in the dark about their finances, and the realities of adult life. One gift that is practical and almost certainly guaranteed to be unique is a session with a financial planner, says a new article from CBS Moneywatch. Booking an appointment for a recent college graduate is not only doing them a huge favor, but also their parents some peace of mind.Read More