Four Major Rating Agencies Report Financial Strength of Companies

Four Major Rating Agencies Report Financial Strength of Companies

When selecting or evaluating a life insurance company, a logical place to begin is by reviewing the ratings given by the four major insurance rating services. These ratings express the opinion of the life insurance company’s soundness and creditability.

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Term Life Insurance is the Simple Solution

Term Life Insurance is the Simple Solution

Term life insurance is commonly used among people who are uninterested in learning the intricacies of various life insurance policies, but still wants protection. In most circumstances, it provides the perfect amount of coverage for your premium dollars. Also, it is fairly simple to compare different term policies among each other.

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What Life Insurance Has Cash Value?

What Life Insurance Has Cash Value?

The metaphor of a barrel rolling down a hill is a basic portrayal of how a cash value life insurance policy works. It effectively explains how premiums add funds to the account, how insurance companies take out their expenses and how to calculate your surrender value.

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What Should I Expect When I Buy Life Insurance

What Should I Expect When I Buy Life Insurance

Life insurance can help ensure the financial stability and security for your dependents (i.e., beneficiaries), so they have the resources to replace your income after you die. But, what should you expect when purchasing a life insurance policy? Being able to understand the process of purchasing life insurance can guarantee that you are getting the right policy, which fits your needs and budget.

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The Sensible Reasons for Purchasing a Life Insurance Policy

The Sensible Reasons for Purchasing a Life Insurance Policy

Here is a list of the top reasons for purchasing a life insurance policy.

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Key Life Events to Review Life Insurance Needs

Key Life Events to Review Life Insurance Needs

Throughout our lives, we are faced with numerous life-changing decisions that call us to question our current life insurance situation.

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Responsibilities of an Insurance Company

Responsibilities of an Insurance Company

In the business of life insurance, companies owe their clients a great deal of responsibility as purchasing a policy is much like offering a promise.

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