Does Life Insurance Cover Death By Radiation Poisoning?

Does Life Insurance Cover Death By Radiation Poisoning?

Radiation leaks from Japan’s earthquake-damaged Fukushima nuclear power plant – and traces of radiation from that leak – traveled across the Pacific Ocean to California’s coast and the event has some Americans wondering if their life insurance policy covers death by radiation. The answer is yes, according to insurance experts. “As long as the radiation-caused death wasn’t a suicide, and even if it was, if the suicide occurred after the policy’s one-year or two-year suicide-exclusion…

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Does Having Adult ADHD Affect Life Insurance Rates?

Does Having Adult ADHD Affect Life Insurance Rates?

Persons with Attention Deficit Hyperactivity Disorder (ADHD) tend to be fidgety, inattentive, easily distracted and have problems with organization—none of which will necessarily affect life insurance rates. It’s the problems often associated with more severe cases—those who have problems with alcoholism, substance abuse and addiction, depression and extreme risk taking, for instance—that will see rates to soar, or find that they are uninsurable altogether, insurance experts say.

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How to Get Your Teenager to Stop Smoking

How to Get Your Teenager to Stop Smoking

According to the CDC, smoking habits are established primarily during adolescence but public health professionals are determined to reverse this trend.

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Early Cancer Diagnoses Can Lower Life Insurance Premium

Early Cancer Diagnoses Can Lower Life Insurance Premium

Nearly half of all cervical cancer diagnoses are made during the late stages of the disease, according to data from the Centers for Disease Control and Prevention. Once the condition has spread, successfully battling the disease is more difficult.

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Healthy Diet and Active Fitness Routine Lower Premium

Healthy Diet and Active Fitness Routine Lower Premium

In the case of premature death (such as food-borne illness), a life insurance policy will ensure the financial well-being of one’s family.

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Contributing Factors That May Cause Strokes

Contributing Factors That May Cause Strokes

Approximately 800,000 people in the United States have a stroke each year and one American dies from a stroke every 4 minutes on average according to the Centers for Disease Control and Prevention.

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Weight Loss is More Effective in a Group Setting

Weight Loss is More Effective in a Group Setting

Studies show that individuals who diet and exercise in a group setting are more likely to succeed than those who go it alone.

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What Kind of Insurance Do I Need If I Have Asthma?

What Kind of Insurance Do I Need If I Have Asthma?

Researchers used data from multiple health studies, including the National Health Interview Survey, to determine the state of asthma across the nation. Out of the 24.6 million people afflicted with asthma, the disease was found in higher concentrations among women, children, African-Americans.

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Chronic Disease More Likely for Inactive Adults

Chronic Disease More Likely for Inactive Adults

Nearly half (47 percent) of adults with disabilities who are able to do aerobic physical activity do not get any. An additional 22 percent are not active enough. Yet only about 44 percent of adults with disabilities who saw a doctor in the past year got a recommendation for physical activity.

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How Air Quality Affects Health

How Air Quality Affects Health

Constant breathing of cold air can cause problems for people with bronchitis, COPD and emphysema. Actually working outdoors in cold climates can lead to lung conditions and premature aging.

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