Over the course of many years, smokers will be at a higher risk for diseases like emphysema. However, there are other side effects of smoking to consider – such as higher life insurance premiums.Read More
Combating obesity in America has become an economic, health, and political issue. Data from the National Health and Nutrition Examination survey show that more than two-thirds of Americans are overweight or obese.Read More
Term-life doesn’t offer the investment features of other types of life insurance, but under a return-of-premium (ROP) policy you’re able to invest in something unique.Read More
Should you loss your job or employer-provided health insurance, there are multiple options available to you and your beneficiaries.Read More
A history of heart disease won’t necessarily flatline your chances of obtaining life insurance at reasonable rates, insurance experts say, provided you have the condition under control and you’re following doctor’s orders.Read More
It’s just a plain fact. Most of us don’t like to face up to the subject of our own deaths, but death is an integral part of a human life. In order to protect our families, we need to give at least some thought to the subject of where life insurance fits into our legacy. The more you understand about life insurance, the better you’ll be prepared – not only for your final expenses and protecting…Read More
There are many benefits associated with getting a life insurance policy as a young adult.
One main benefit to purchasing life insurance at an early age is price. When a person is young and healthy they are likely to get a less-expensive quote on their life insurance policy.Read More
The process of selecting of a life insurance company can be overwhelming. To help, here are some tips for the picking the right life insurance company for you.Read More
Washington Insurance Commissioner Mike Kreidler’s Special Investigations Unit has saved $3.3 million in fake claims, which ultimately benefits the entire insurance industry.Read More
The cash your family receives from a policy’s death benefit can provide the resources needed to lessen the financial weight that comes from death-related expenses.
The amount needed for these costs depends on your individual situation. Large hospital, medical, home care, or rehabilitative bills can drain a family’s resource before death even occurs. The cash from life insurance proceeds can help replace these losses so death-related expenses don’t plunge your family into a financial sinkhole, according to McGill’s Life Insurance author Edward E. Graves.Read More