What Are the Differences Between Term Life and Permanent Life Insurance

What Are the Differences Between Term Life and Permanent Life Insurance

Life insurance is a financial security net that protects your family when you pass away. It provides monetary support, which can be used to pay for the funeral, help make ends meet, pay off debt or even help pay for future expenses like college tuition. Its tax-free payment that can be used for any purpose after an unexpected loss. Is term life or permanent life insurance right for you? One benefit that life insurance has over direct…

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What Are the Different Types of Term Life Insurance?

What Are the Different Types of Term Life Insurance?

Term insurance provides coverage for a specific period of time. The death benefit is paid only if you die during that period of time, but it provides the largest amount of protection for your premium dollars. If you are considering term insurance, make sure to research all the different types before making a decision.

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Breast Cancer Survivors Can Now Obtain Affordable Life Insurance

Breast Cancer Survivors Can Now Obtain Affordable Life Insurance

The battle against breast cancer touches nearly every family in the United States. After decades of research, improvements in detection and more aggressive treatments, considerable progress is being made against this dreaded disease.

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Don’t Let Your Unwanted Life Insurance Policy Lapse. Sell it!

Don’t Let Your Unwanted Life Insurance Policy Lapse. Sell it!

Rising healthcare costs may make it difficult for retired individuals to stay current on other payments.

Some turn to their mortgage loans or insurance premiums for relief, eliminating any investments they don’t deem necessary. Those considering this approach should reevaluate their options, according to a recent report by the Napa Valley Register.

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Do I Need More Life Insurance?

Do I Need More Life Insurance?

A prime reason many uninsured individuals don’t have insurance coverage is that no insurer has invited them to purchase their products, according to a Deloitte LLP survey of life insurance buyers. Even insured individuals who are open to buying additional coverage often say they have not been solicited by insurers.

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Could My Genetic Makeup Prevent Me from Buying Life Insurance?

Could My Genetic Makeup Prevent Me from Buying Life Insurance?

If your grandfather was an alcoholic does that mean that you’re destined to be one as well? What about your mother and aunt who have both been diagnosed with breast cancer? Your genetics determine more than the color of your eyes and skin, they present a detailed map that illustrates familial traits, ticks, and in some cases, the odds of being stricken by a serious illness.

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The Best Advice for Recent College Grads? Buy Life Insurance Now

The Best Advice for Recent College Grads? Buy Life Insurance Now

As a graduate of the most indebted college graduation class in US History, I recommend purchasing a life insurance policy to prepare for unexpected life events.

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What Kind of Life Insurance Do I Need If I Have a Family?

What Kind of Life Insurance Do I Need If I Have a Family?

People who are interested in protecting their family with a life insurance policy have a variety of things to remember when exploring their coverage options. For example, it’s crucial to determine whether a whole or term life insurance policy is in a family’s better interests.

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Health Insurance Coverage Options After a Job Loss

Health Insurance Coverage Options After a Job Loss

Should you loss your job or employer-provided health insurance, there are multiple options available to you and your beneficiaries.

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