What Does An Insurance Impaired-Risk Specialist Do

What Does An Insurance Impaired-Risk Specialist Do

It’s never been easy being a stuntman, and aside from the inherent risk of serious injury or even death in their daily work, it’s also a monumental task to buy insurance if you lead an edgy existence. That’s where an insurance impaired-risk specialist, or a broker who finds the best life insurance plans for applicants with a serious medical condition or occupational hazard, comes into the picture. In the case of those who favor a…

Read More

Should I Get an Accidental Death Benefit Rider?

Should I Get an Accidental Death Benefit Rider?

Do you work in a job that involves a lot of health risk? Perhaps you do a great deal of heavy lifting, work on a construction site or in a coal mine, or find yourself frequently on the road.

If this sounds familiar, attaching an “accidental death benefit” (ADB) rider to your term life policy may be a worthwhile acquisition. According to New York Life, ADB riders provide additional benefits to your family if you die as a result of physical injuries resulting from accidental circumstances while on the job.

Read More