Life Insurance With Anxiety or Depression – What You Need to Know

Life Insurance With Anxiety or Depression – What You Need to Know

We’ve all had times in our lives when we didn’t feel at the top of our game. Maybe it was due to a job loss or the death of a family member; there are numerous reasons for feeling down.

However, according to the National Institutes of Mental Health, for 26.2 percent of Americans age 18 and older this feeling of hopelessness is due to a diagnosable mental disorder. That is approximately 14.8 million adults suffering from a major depressive disorder and about 40 million adults suffering from anxiety.

Read More

Can Depression Increase the Cost of Life Insurance?

Can Depression Increase the Cost of Life Insurance?

For almost a decade scientists have speculated about the existence of gene that may predispose a person to depression. Now, new research from the University of Michigan may confirm that the gene is linked to the disease.

Read More

Can Sleep Problems Affect My Life Insurance?

Can Sleep Problems Affect My Life Insurance?

However, research has determined that too little sleep can cause health issues such as diabetes, heart disease, cognition problems and depression. Depression can cause too much sleep which many sufferers may sleeping consistently over nine hours. Some studies have shown that those who slept about seven hours had a lower mortality risk.

Read More

How Life Insurance Companies View Drug, Alcohol Use

How Life Insurance Companies View Drug, Alcohol Use

During the underwriting process, life insurance companies will evaluate an applicant’s drug and alcohol history to determine their risk to the company.

Read More

Is Depression a Concern When Getting Life Insurance?

Is Depression a Concern When Getting Life Insurance?

Nearly one in 10 US adults have reported depression issues according to the Center for Disease Control and Prevention and your mental health can make a difference in life insurance premiums

Read More

Stress, Anxiety, Heart Attack and No Life Insurance

Stress, Anxiety, Heart Attack and No Life Insurance

In the underwriting arena for life insurance, handling stress, anxiety and depression is treatable and affordable though many that suffer do not seek help

Read More

Link between diabetes and depression

Link between diabetes and depression

A new study published in the Archives of Internal Medicine has found an intrinsic link between depression and Type 2 diabetes, according to CNN Health.

Read More