When you choose a life insurance policy you might want to consider additional coverage through a rider or waiver. Riders and waivers are a good way to streamline or enhance the benefits of a basic life insurance policy.Read More
Consumer Insurance Guide – Consumer Insurance Guide What are the Differences Between Short and Long Term Disability Insurance? If you’re looking for insurance to protect your income, the first decision you have to make is what type of insurance you need Disability insurance is a type of policy that provides an income in the event you become sick or injured and cannot work. The decision on whether you buy short-term disability insurance or long-term disability…Read More
Many unexpected life events can render consumers incapable of earning the income needed in order to provide for their family.
Purchasing life insurance coverage can protect against the financial consequences of a death, while disability insurance may help your income endure short- or long-term injuries. A recent report by research organization LIMRA indicated that many consumers are not taking precautions against the latter.Read More
For some, planning an insurance policy can be a lot like shopping for groceries on a budget. You’ve got enough to purchase the essentials, but you have to think carefully when it comes to buying any additional non-essentials.Read More
Approximately 800,000 people in the United States have a stroke each year and one American dies from a stroke every 4 minutes on average according to the Centers for Disease Control and Prevention.Read More
Every day, millions of Americans work hard to earn a living to support themselves and their families. But what if unforeseen circumstances prevented you from earning your daily wages? Accidents and illness can occur at any time. Even if your income suddenly dries up, your bills won’t.Read More
Generally, companies will start to waive the premiums for a policy when proof indicates that the insured’s disability has gone on for at least 6 months in a row.Read More