How Family Health History Affects Life Insurance Pricing

How Family Health History Affects Life Insurance Pricing

Family health history affects life insurance pricing because certain characteristics impacting health and longevity are hereditary. Hence, the applicant is asked to provide information about the ages and state of health of parents and brother and sisters if they are living. If deceased, the applicant is asked to provide their ages at death and the causes of death. As the physical build follows family lines so do structural qualities of the heart and other organs….

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