Could My Genetic Makeup Prevent Me from Buying Life Insurance?

Could My Genetic Makeup Prevent Me from Buying Life Insurance?

If your grandfather was an alcoholic does that mean that you’re destined to be one as well? What about your mother and aunt who have both been diagnosed with breast cancer? Your genetics determine more than the color of your eyes and skin, they present a detailed map that illustrates familial traits, ticks, and in some cases, the odds of being stricken by a serious illness.

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Does Having Adult ADHD Affect Life Insurance Rates?

Does Having Adult ADHD Affect Life Insurance Rates?

Persons with Attention Deficit Hyperactivity Disorder (ADHD) tend to be fidgety, inattentive, easily distracted and have problems with organization—none of which will necessarily affect life insurance rates. It’s the problems often associated with more severe cases—those who have problems with alcoholism, substance abuse and addiction, depression and extreme risk taking, for instance—that will see rates to soar, or find that they are uninsurable altogether, insurance experts say.

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Can Depression Increase the Cost of Life Insurance?

Can Depression Increase the Cost of Life Insurance?

For almost a decade scientists have speculated about the existence of gene that may predispose a person to depression. Now, new research from the University of Michigan may confirm that the gene is linked to the disease.

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Insurance for those with Pancreatic Cancer

Insurance for those with Pancreatic Cancer

A recent study has discovered key genetic mutations in pancreatic neuroendocrine tumors, according to the Caring for Carcinoid Foundation.

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