How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need?

Every adviser, financial columnist, and relative has his or her own, perfect method for determining the right amount of life insurance. The three most commonly used methods are multiple of income, cover your debts, and human life value concept.

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How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need?

Figuring out the amount of life insurance that best fits your needs can be overwhelming. Most people would rather find something else to do than wrestle with their own mortality and tackle the subject of life insurance. But it’s necessary to ensure that your loved ones are protected if something were to happen to you.

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How to Buy Life Insurance

How to Buy Life Insurance

Most people buy life insurance to ensure their loved ones are protected financially in the event of their death. But people don’t often realize that although paying funeral expenses and replacing income are two very important reasons to have a policy— you can also use life insurance to pay for a home, plan for retirement or pay estate taxes.

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Supplementing Your Group Life Insurance Policy

Supplementing Your Group Life Insurance Policy

With the current turbulent economic times leading to more employers discontinuing sponsored benefits, relying solely on group life insurance plans to provide your family with financial security can be akin to playing Russian Roulette.

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