No matter how old you are and what your advantage is for savings, financial literacy will help you build wealth.Read More
Term-life doesn’t offer the investment features of other types of life insurance, but under a return-of-premium (ROP) policy you’re able to invest in something unique.Read More
Have a trusted life insurance agent that keeps in contact with you periodically to review your current situation and to offer updates on policy information.Read More
The decision of whether or not to purchase a life insurance policy should be weighed as heavily as other long-term financial investments, because the decision will affect those you leave behind.Read More
Despite uncertainties in politics and the economy – and low interest rates – the U.S. life insurance industry continues to remain strong if faced with an uncertain future. A report from Moody’s, Life Insurance Industry – US: 2017 Outlook: Low Interest Rates, Business Shifts Changes Outlook to Negative, while it predicts some potentially tough times for insurers, it does include some good news for families looking towards life insurance to protect their loved ones. The report…Read More
Despite gloomy economic forecasts, there are always a variety of options for investors. Because annuities are tax-deferred, they’re often an attractive choice for serious investors.Read More
Decisely, an HR and benefits platform for small businesses, just completed a $60 million funding round commitment from three major capital investment players. The Carlyle Group, Two Sigma Private Investments and EPIC – along with Decisely – say the funding will be used to help streamline HR, benefits insurance and employee administration for small businesses in the US. Kevin Dunn, the CEO of Decisely, says advanced benefits technology and the input of brokerage experts means Decisely is a…Read More
Consumers approaching retirement may be faced with various investment decisions.
Purchasing a life insurance policy is one option for those hoping to ensure their survivors’ financial security. Traditional and Roth IRAs may also be beneficial. However, rolling funds from a 401(k) to this kind of investment may be difficult for some, according to a recent report by the Wall Street Journal, with many employers hoping to hold onto their workers’ savings.Read More
Financial planning requires more than just diligently putting money away in a savings account and living a frugal lifestyle. Those who are serious about their financial well-being would be wise to invest their money in various retirement accounts and life insurance. Having a range of investments can help ensure financial security.
Data from Fidelity Investments shows that while some people are being smart with their finances and putting money away in 401(k) accounts, others are actually borrowing against them.Read More
Once upon a time, the majority of middle-income Americans who reached retirement age looked forward to maintaining their lifestyles with a combination of Social Security, company pensions, and their own hard-earned savings. Above all, most of those retirees were concerned about leaving an inheritance to the next generation.Read More