Evaluate Your Existing Life Insurance Policy

Evaluate Your Existing Life Insurance Policy

Have a trusted life insurance agent that keeps in contact with you periodically to review your current situation and to offer updates on policy information.

Read More

Who Benefits the Most From Life Insurance?

Who Benefits the Most From Life Insurance?

The decision of whether or not to purchase a life insurance policy should be weighed as heavily as other long-term financial investments, because the decision will affect those you leave behind.

Read More

Online Life Insurance Quote Searches Gaining Traction As Economy Faces Challenges

Online Life Insurance Quote Searches Gaining Traction As Economy Faces Challenges

Despite uncertainties in politics and the economy – and low interest rates – the U.S. life insurance industry continues to remain strong if faced with an uncertain future. A report from Moody’s, Life Insurance Industry – US: 2017 Outlook: Low Interest Rates, Business Shifts Changes Outlook to Negative, while it predicts some potentially tough times for insurers, it does include some good news for families looking towards life insurance to protect their loved ones. The report…

Read More

What Is an Annuity?

What Is an Annuity?

Despite gloomy economic forecasts, there are always a variety of options for investors. Because annuities are tax-deferred, they’re often an attractive choice for serious investors.

Read More

When Should I Withdraw from My IRA?

When Should I Withdraw from My IRA?

Consumers approaching retirement may be faced with various investment decisions.

Purchasing a life insurance policy is one option for those hoping to ensure their survivors’ financial security. Traditional and Roth IRAs may also be beneficial. However, rolling funds from a 401(k) to this kind of investment may be difficult for some, according to a recent report by the Wall Street Journal, with many employers hoping to hold onto their workers’ savings.

Read More

How Many Retirement Accounts Should I Have?

How Many Retirement Accounts Should I Have?

Financial planning requires more than just diligently putting money away in a savings account and living a frugal lifestyle. Those who are serious about their financial well-being would be wise to invest their money in various retirement accounts and life insurance. Having a range of investments can help ensure financial security.

Data from Fidelity Investments shows that while some people are being smart with their finances and putting money away in 401(k) accounts, others are actually borrowing against them.

Read More

How Much Do I Need to Save for Retirement?

How Much Do I Need to Save for Retirement?

Once upon a time, the majority of middle-income Americans who reached retirement age looked forward to maintaining their lifestyles with a combination of Social Security, company pensions, and their own hard-earned savings. Above all, most of those retirees were concerned about leaving an inheritance to the next generation.

Read More

Tips for saving money

Tips for saving money

“If you want to learn about everyday financial issues, like saving and shopping, credit and debt, buying a home or car, or looking for a job or paying for school, the FTC has information for you,” said Jessica Rich, Director of the FTC’s Bureau of Consumer Protection. “Financial Literacy Month is an ideal time to learn – or teach others – the importance of consumers’ rights, and how to file a complaint if something goes wrong.” according to their latest press release

Read More

Best annuities to buy in down economy

Best annuities to buy in down economy

As more and more Baby Boomers hit retirement age, the fallout from the recent economic downturn could force them to adopt more creative solutions to retirement security, including annuities, according to the New York Daily News.

Annuities are a financial instrument, typically sold by life insurance companies, that provides a guaranteed income based on the amount of money that is invested in it, the Daily News reports, adding that the investment can be made either in installments or in a lump sum.

Read More

What do I need to know about annuities?

What do I need to know about annuities?

Many consumers buy life insurance for the financial security it may provide to their family or other loved ones when they die. While the death benefit is the primary purpose of life insurance, few consumers know that permanent life insurance can also help them during their lifetime, according to The Hartford. Here is a list of benefits that a life insurance policy can provide.

Read More
1 2