Life insurance is a type of insurance that pays money when someone passes away. It is one of the oldest types of insurance/financial products in existence and dates back to the 17th century. The primary function of life insurance is to assist the beneficiary when there is an economic loss, due to the death of the insured, which extends beyond just funeral or final expenses. When purchasing this type of insurance, it’s important to keep in mind that life insurance is not for you; it is for your survivors.Read More
Age is the biggest factor that affects your life insurance premium.Read More
Longevity was in the news recently as a 114-year old Montana resident gained global attention for achieving the distinction of being the world’s oldest man.
In general, advances in medical technology and healthy lifestyle information have been helping Americans live longer than ever, although the large majority will still never make it to age 100.Read More
People are routinely reminded that it’s important to follow a healthy diet and to exercise regularly if they want to stay healthy. However, an equally important part of staying healthy involves one’s emotional well-being.
The American Heart Association recently cited data suggesting that people with an antagonistic disposition may be up to 40 percent more at risk for heart attacks, strokes and other related events. Specifically, people with this disposition tended to have more thickening of their neck arteries, potentially undermining their cardiac health.Read More
A growing number of Americans are working hard to stick to a diet and exercise routine in an effort to improve their quality of life and their overall life expectancy. By doing so, people can save considerably on their future medical bills and life insurance premiums as well.Read More
The American Council of Life Insurers defines life insurance companies grouping individuals into pools in order to share the financial risks presented by dying prematurely, needling long term care or becoming disabled.Read More
Age is the single biggest factor that affects your life insurance premiums.Read More
When compared to other developed nations, America’s overall life expectancy is growing slowly according to a recent studies from the National Research Council and the World Health Organization recently found. One of the main factors the report identified as being behind the slower gains is smoking. The full impact of high tobacco use rates – particularly among American men – is only now being felt, and it’s thought this could actually foreshadow a sharp increase in…Read More
Cancer prevention is important to millions of Americans because along with staying alive and healthy for longer, they can also save considerably on important expenses like life insurance premiums.Read More
Once upon a time, the majority of middle-income Americans who reached retirement age looked forward to maintaining their lifestyles with a combination of Social Security, company pensions, and their own hard-earned savings. Above all, most of those retirees were concerned about leaving an inheritance to the next generation.Read More