Participating in extreme sports or having a dangerous hobby may satisfy a thrill-seeker’s need for a good rush. But, it will dramatically decrease their chance of getting an affordable life insurance rate. It is expected that they will pay two to three times more in life insurance than someone who lives a less dangerous life.Read More
Longevity was in the news recently as a 114-year old Montana resident gained global attention for achieving the distinction of being the world’s oldest man.
In general, advances in medical technology and healthy lifestyle information have been helping Americans live longer than ever, although the large majority will still never make it to age 100.Read More
Adequate amount of sleep is needed to maintain a healthy life style.Read More
No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.Read More
Once upon a time, the majority of middle-income Americans who reached retirement age looked forward to maintaining their lifestyles with a combination of Social Security, company pensions, and their own hard-earned savings. Above all, most of those retirees were concerned about leaving an inheritance to the next generation.Read More
The National Institute on Aging provides essential tips to help reduce your risk of heat-related illnesses this summer.Read More
Applicants who are older, have health problems, smoke, or have a hazardous hobby or job will probably pay more.Read More
People who invest in life insurance policies will often find that their premiums will be higher if they enjoy certain risky activities – like skydiving or auto racing, for example.
This is because insurance companies want to minimize their own financial exposure in regard to customers who, in the long run, may be far more likely than others to end up having their term life policies cashed in.Read More
A study at Northwestern University shows that patients with chronic heart problems could benefit from Omega-3 fatty acid supplements.Read More
Healthcare reform brings a string of new provisions aimed at reducing the overall cost of healthcare, such as employer wellness programs.
Wellness programs have existed in the workplace for years and commonly offer employees gym memberships and fitness perks at subsidized rates. Many companies assess employee health with quizzes relating to exercise, nutrition, stress, smoking and alcohol, reports the Milwaukee Journal-Sentinel.Read More