If upon death, you or another income-earning family member has earned a large amount of lifelong income, it’s another near certainty that any survivors will have to pay death-related taxes.Read More
When a person applies for life insurance, the relationship between their height, weight, and girth is considered.
It also happens to be one of the basic determinants of mortality risk, according to Edward E. Graves, author of McGill’s Life Insurance.Read More
Age is the biggest factor that affects your life insurance premium.Read More
The first page of your life insurance policy is called the face page and is a vital part of your policy that should content some specific information regarding your policy.Read More
Children and spouses are just one group of dependents that may require cash proceeds from a life insurance policy. Age and direct ties to your family are a couple things to think about if the worst should happen to you.
Distant relatives, ex-in-laws, foster children, and child support for any illegitimate children may also require additional streams of cash, notes Edward Graves, author of “McGill’s Life Insurance.”Read More
Age is the single biggest factor that affects your life insurance premiums.Read More
Without life insurance or a substantial savings, a clean up fund is impossible to justify. And this is just one category of the life insurance economics.Read More
During the underwriting process, insurance companies will evaluate the family medical history of an applicant to determine risk classification and premium rate.Read More
If you or another income-earning family member died today, what would your family’s financial situation be like? It’s not a pleasant subject to consider, but the knowledge that there are funds to help cover your family’s daily needs and costs provide a small comfort. One way to ensure your family’s survivors have immediate cash after a death is thorough and proper planning, as well as life insurance, says Edward E. Graves, author of McGill’s Life…Read More