How Your Age Affects Your Life Insurance Premiums

How Your Age Affects Your Life Insurance Premiums

Age is the single biggest factor that affects your life insurance premiums.

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What Is a Life Insurance Clean-up Fund?

What Is a Life Insurance Clean-up Fund?

Without life insurance or a substantial savings, a clean up fund is impossible to justify. And this is just one category of the life insurance economics.

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How Insurance Companies Use Digital Records to Determine Premium Rates

How Insurance Companies Use Digital Records to Determine Premium Rates
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How Life Insurance Works Following the Death of the Insured

How Life Insurance Works Following the Death of the Insured

If you or another income-earning family member died today, what would your family’s financial situation be like? While it’s not a pleasant subject to consider, but the knowledge that there are funds to help cover your family’s daily needs and costs provide a small comfort. One way to ensure your family’s survivors have immediate cash after a death is through and proper planning, says Edward E. Graves, author of McGill’s Life Insurance. A policy’s death…

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Is A Waiver of Premium Rider Worth the Cost?

Is A Waiver of Premium Rider Worth the Cost?

For some, planning an insurance policy can be a lot like shopping for groceries on a budget. You’ve got enough to purchase the essentials, but you have to think carefully when it comes to buying any additional non-essentials.

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How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need?

Figuring out the amount of life insurance that best fits your needs can be overwhelming. Most people would rather find something else to do than wrestle with their own mortality and tackle the subject of life insurance. But it’s necessary to ensure that your loved ones are protected if something were to happen to you.

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Everyday Factors That Affect Your Insurance Premium

Everyday Factors That Affect Your Insurance Premium

No matter your age or lifestyle, there are some risks that can’t be avoided. Whether it’s concerning your job, gender or physical condition, risks affect your life and your insurance rates.

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