CBO Says Families Would Be Hit Hard By New Republican ACHA Plan

CBO Says Families Would Be Hit Hard By New Republican ACHA Plan

Families To Pay Price If Maternity Care Coverage Is Cut By GOP Christie Popp, who is pregnant with her third child, is hoping hard that the maternity coverage she has through the Affordable Care Act doesn’t go away. That coverage is written into the health law as a requirement for every plan sold on the individual market. But that could change if Republicans get their way to repeal the ACA and remake health care. Popp…

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Blue States Might Be Forced to Offload Popular Obamacare Protections

Blue States Might Be Forced to Offload Popular Obamacare Protections

Under the Republican health bill, it’s up to states whether to dismantle key parts of the Affordable Care Act. Red, or GOP-leaning, states are sure to be interested in rolling back the law’s coverage requirements and freeing insurers to charge people more when they have preexisting conditions. As strange as it sounds, deep-blue, heavily Democratic states supportive of Obamacare, including California and New York, may be forced to do the same, according to experts, regulators…

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CSR Health Insurance Marketplace Payment Uncertainty Has An Entire Industry On Edge

CSR Health Insurance Marketplace Payment Uncertainty Has An Entire Industry On Edge

Even as health insurers are pushing the Trump administration to keep in place billions in subsidies for low-income people buying coverage under the federal health care law, they’re finding themselves holding the bag as uncertainty clouds the future of the industry in the near term. Most of the uncertainty surrounds the status of subsidies known as cost-sharing reductions which allow companies to cover some seven million individuals by lowering their deductibles and co-payments. Seema Verma, the new…

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Alaska On the Healthcare Reform Hot Seat

Alaska On the Healthcare Reform Hot Seat

When Andy Hawk needed hernia surgery last year, his biggest worry wasn’t the operation’s cost — it was whether he’d heal in time to lead a spring bear-hunting expedition on Kodiak Island. For the first time, the self-employed gunsmith in the state with the nation’s highest medical costs – and most volatile insurance market – had some protection. He had coverage for all but $10,000 of the $45,000 tab. “Before that, I was just damn…

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To Make Gen X and Millennials Happy, Healthcare Reform Better Look Like Obamacare

To Make Gen X and Millennials Happy, Healthcare Reform Better Look Like Obamacare

A recent survey from GenForward says younger Americans want the latest in health care reform to look like, well, Obamacare does now. With the exception of one feature, the requirement that they’ll have to purchase health insurance or pay a fine, Americans seem to prefer the setup of the Affordable Care Act to plans proposed by President Donald Trump and Speaker of the House Paul Ryan. The GenForward poll indicates that the majority of respondents…

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The Demise of Cost-Sharing Health Subsidies Could Be A Disaster for Obamacare Enrollees

The Demise of Cost-Sharing Health Subsidies Could Be A Disaster for Obamacare Enrollees

When Republicans pulled their Affordable Care Act replacement bill last Friday, Lauren Lake’s primary reaction was relief. But like a lot of people who depend on state exchanges for coverage, the 51-year-old consultant also was wary. That’s because she knows the Trump administration could still undo an important part of the law she depends on to afford health care. Lake and her 55-year-old husband, Steven, who live in Truckee, Calif., rely on a subsidy program…

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Watch Out For the Continuous Coverage Penalty on the Health Insurance Horizon

Watch Out For the Continuous Coverage Penalty on the Health Insurance Horizon

GOP Scraps Individual Mandate But Sets Up New Penalty For Those Skipping Coverage The Affordable Care Act’s tax penalty for people who opt out of health insurance is one of the most loathed parts of the law, so it is no surprise that Republicans are keen to abolish it. But the penalty, called the individual mandate, plays a vital function: nudging healthy people into the insurance markets where their premiums help pay for the cost…

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Worried About Changes to the ACA?

Worried About Changes to the ACA?

Worried About Changes to the ACA? So Are the Top State Insurance Commissioners The first rollout of the Trump administration’s bill to repeal the Affordable Care Act won’t pass muster, at least according to the GOP commissioner in charge of state health regulation. “It ultimately will not be, in my opinion, the proposal that eventually passes – if something passes,” said Maryland Insurance Commissioner Al Redmer Jr. to a  conference hosted by America’s Health Insurance…

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