Obesity Can Lead to Higher Insurance Premiums

Obesity Can Lead to Higher Insurance Premiums

Obesity is one of the most common reasons a person might be declined, or charged higher insurance premiums, when applying for life insurance coverage. While it’s a fact that many who are overweight can remain healthy well into old age, insurance underwriters take a scientific approach to making the decisions. Using statistical analysis to arrive at health ratings and premium rates, underwriters know that being overweight increases an individual’s death rate in purely linear terms….

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